On a warm May night in San Francisco, the Ritz-Carlton ballroom shimmers with crystal and silver as a glittering, celebrity-studded crowd gathers for a charity dinner dance. The evening is perfect - until, just minutes before midnight, the room begins to sway. Glass shatters. And as the lights go out, people begin to scream....In the earthquake's aftermath, the lives of four strangers will converge.

The plumbing was prone to leaks, the furniture rescued from garage sales. And every square inch was being devotedly restored to its original splendor - even as a relationship fell to pieces. Now Francesca Thayer, newly separated from her lawyer boyfriend Todd, is desperate. The owner of a struggling art gallery, and suddenly the sole mortgage payer on her Greenwich Village townhouse, Francesca does the math and then the unimaginable. She puts out an advertisement for boarders. Soon her house becomes a whole new world.

Hope Dunne has carved out a name for herself as a top photographer, known the joys of marriage and motherhood and the heartbreak of loss. In her chic SoHo loft, Hope is content with her life, finding serenity and beauty through the lens of her camera. She isn't looking for a man or excitement. But these things find her when she accepts a last-minute assignment to fly to London at Christmas and photograph one of the world's most celebrated writers - an Irish-American author known for novels of thrilling literary darkness.

At 39, Tallie Jones is a Hollywood legend. Her work as a film director is her passion and the center of her life; one after another, her award-winning productions achieve the rare combination of critical and commercial success. With no interest in the perks of her profession or the glitz and glamour of Los Angeles, Tallie maintains close and loving relationships with her college-age daughter and her aging father, and has a happy collaboration with Hunter Lloyd. her respected producing partner....

Handsome, widowed, sophisticated, utterly charming, Paul Parker won the heart of a wealthy young Frenchwoman - the daughter of an American financier, the granddaughter of a major French art dealer - as his second wife. In two marriages, he fathered a challenging son and three very different daughters. But as irresponsible as he was irresistible, he ultimately shrugged off the demands of marriage and parenting to pursue life as an international bon vivant.