💰 Banking Secrets EXPOSED: How Tommy Kilpatrick Beat $85,000 in Credit Card Debt | 5AM Podcast🔥 EPISODE HIGHLIGHT: Financial freedom fighter Tommy Kilpatrick reveals how he transformed from $85,000 in credit card debt to taking on the banking industry—and winning.In this jaw-dropping episode of the 5 AM Podcast, host Michael Klassen interviews Tommy Kilpatrick, founder of DIY Debt Relief, who shares the controversial banking secrets he discovered during his personal financial crisis that completely changed his understanding of consumer debt.Tommy explains his bold journey of taking legal action against major banks in federal court and challenges conventional wisdom about credit card debt with his statement: "The bank never provided goods and services to me." His insights into promissory notes and the questionable legitimacy of certain banking practices will make you rethink everything you know about personal finance.💳 DISCOVER:✅ The hidden truth about "alleged" credit card debt that banks don't want you to know✅ Why many credit cards may actually be operating as "gift cards" in disguise✅ How closing a free checking account might eliminate supposed debt✅ The legal strategies Tommy used to challenge major financial institutions✅ Free resources available for anyone struggling with overwhelming consumer debtWhether you're drowning in financial obligations or simply interested in understanding the complex legal landscape of banking, this episode offers eye-opening perspectives that could change your relationship with money forever.⏱️ CHAPTERS:00:00 Introduction to Tommy Kilpatrick's Journey07:47 The Dastardly Demon of Credit Card Debt12:46 Understanding Alleged Credit Card Debt18:41 The Significance of the Promissory Note25:50 Navigating the Legal Landscape of Debt30:04 Conclusion and Call to ActionDISCLAIMER: This episode contains personal opinions and experiences. Consult with a qualified financial and legal professional before making decisions about your specific situation.☎️ CONNECT WITH 5AM PODCAST:Follow 5AM on our YouTube channel: https://www.youtube.com/@5AMPodcastChannel🎧 Listen on all major platforms:Spotify: https://open.spotify.com/show/06ptr5B6AzdU9G2HHo0Usn?si=fZ6aciD3SL-Xw5xNkNwg4QApple Podcasts: https://podcasts.apple.com/ca/podcast/5am-podcast/id1789419897👉 CONNECT WITH US:🌐 Website: www.5AMPodcast.com📱 Instagram: www.instagram.com/5ampodcast🐦 X.com: x.com/5AMPodcast1📘 Facebook: www.facebook.com/5ampodcast⏰ TikTok: www.TikTok.com/@5am.podcast💰 Sponsored by www.myinstantgold.com 🙏 Subscribe now and start your morning with stories that might just change your life.Want to be a guest on 5AM Podcast? Send Michael Klassen a message on ⁠​⁠​⁠​⁠​⁠​⁠ @PodMatch_com here: https://www.podmatch.com/hostdetailpreview/michaelklassen5ampodcast#CreditCardDebt, #FinancialFreedom, #BankingSecrets, #DebtRelief, #TommyKilpatrick, #ConsumerDebt, #DIYDebtRelief, #PromissoryNote, #5AMPodcast, #DebtFreedom, #michaelklassen