Welcome to Episode 10 of The 2040 Vision with Elena and Jason, where fresh perspective meets hard-earned wisdom! This week, we unlock "The Confidence Code" and dive into self-belief.

We highlight adaptability through our schedule change for better recording and editing. Discover how our budgeting episodes influence listeners! Elena is saving for her car lease, and Jason shares managing a $5,000 car repair stress-free thanks to preparation and emergency funds.

We discuss personal growth: Jason's career setbacks built his resilience. Elena overcame social comparison and built confidence via small, calculated risks, like launching an Etsy store. Explore the inner critic versus inner coach.

Practical tips for building confidence:

•"Fake It Till You Make It": Adjust posture, eye contact, smile to rewire your brain.

•Engage with Others: Join groups or public roles for conversational confidence.

•Embrace Small Risks: Take "dollar item" gambles for quick learning.

•Weekly Confidence Challenge: Do one thing that scares you – perhaps try sea urchin!

•Confidence Boost Exercise: Reflect on five wins from the past year.

•Self-Affirmations: How you portray yourself externally can open new opportunities.

We believe in you, so you believe in you!

Helena's Etsy Page

Sian Bradwell FB Page

Welcome back to the 2040 Vision with Helena and Jason! In this episode, we dive into Side Hustles & Passion Projects: Turning Ideas into Income. We follow up on our previous financial discussion, explaining why we're holding off on debt and investing topics for a future guest to ensure we provide a truly Canadian perspective.

Before we get into it, find out about the funny story behind the recent viral "current partner" TikTok trend that actually started on our podcast!

Then, we explore the world of side hustles, distinguishing between income-generating projects and hobbies or passion projects. We share our experiences and insights on balancing these extra ventures with a full-time job, discuss practical examples like flipping items from yard sales or creating digital products like recipe books and planners, and highlight the importance of starting with low costs.We talk about learning from failures, doing your research, and setting expectations – there's no such thing as a get-rich-quick scheme, and consistency is key.

We also touch on important considerations like tax implications and ask a crucial question: are you running to your dream or from your job?

We recommend checking out the book 'The $100 Startup' by @ChrisGuillebeau. Described as a great read for anyone exploring low-cost startups, it offers insights and guidance on planning your side hustle properly and gaining perspective, rather than providing a rigid business plan.

For your actionable step this week, they issue a challenge: spend 30 minutes brainstorming. Reflect on what truly lights you up – your passions, likes, and even dislikes – and then consider how you can transform that into something that brings value to others. This simple exercise is presented as the essential first step for anyone interested in starting their own side hustle or passion project. Good luck on your adventures!

Join us as we share tips, resources, and a challenge to help you brainstorm and begin your own journey of turning ideas into reality.

This episode, described as the "seed'' for the podcast, tackles the topic of money from the perspectives of Helena in her 20s and Jason in his 40s with family responsibilities.

They differentiate between simply "being careful" with money and purposeful budgeting, which involves assigning every dollar (a net-zero budget). Jason shares his past experiences with the stress and hardship caused by debt due to mismanaging money and emphasizes the need to address the root causes (habits). Implementing a comprehensive budget with his wife has significantly improved their lives and relationship.Helena is moving towards more purposeful saving by cutting expenses like subscriptions and impulse clothing purchases. Jason highlights the importance of saving for lump-sum expenses (like car registration) and major goals such as a house down payment, illustrating how small unplanned purchases can significantly delay these.A shared goal is to break the generational wealth curse and set a better financial example for future children.

The episode concludes with listener challenges:

- For those in their 20s: Create a simple budget or review your subscriptions.

- For those in a more established situation: Undertake a comprehensive budget immediately.

Recommended resources mentioned include "The Total Money Makeover" by ⁨@DaveRamsey⁩ and "Beat the Bank" by Larry Bates (for a Canadian focus).

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