On this episode of the AJ Bell Money Matters podcast, Laura and Danni dip into the murky world of scams. They break down jargon like “push payments” and highlight some of the ways people are being taken in, as well as how the regulator is planning to trip up scammers and reimburse victims.

Danni also chats to The Sun newspaper’s “Consumer Champion” Laura Purkess about the art of complaining, and why more people should follow through with enquiries. From incorrect goods being delivered, to lack of compensation for delayed flights and the furore around “dynamic pricing” for concert tickets, Laura explains how to fight for your rights and the sense of accomplishment she gets from helping people win their battles.

As requested on our Instagram page, on this AJ Bell Money Matters pod, Laura and Danni share little financial wins. From switching current accounts and energy providers, to cashback deals, combining pensions and budgeting, the Money Matters team explain how small changes to your personal finance habits can make a big difference.

Our guest this week is Joy Foster, founder of TechPixies, who tells us how investing in yourself and learning new skills shouldn't stop after school. Career breaks, which women take more than men, can leave us feeling left behind as technologies change, so Joy's advice to keep learning and top tips in this episode are invaluable.

On this episode of the AJ Bell Money Matters podcast, Laura and Danni walk through a beginner’s guide to mortgages. From the differences between fixed rates and trackers, to how the Bank of England’s interest rate decision plays into what you pay, the pair discuss how rates have changed over the years and what might happen next.

Plus, we’ve drafted in Kalpana Fitzpatrick, financial journalist and author of “Get to Know Money”, to breakdown the best ways to talk to children about managing money. She explains top tips to help you answer your kids’ money questions, whatever their age.