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  • Scaling Up: From Moving Homes to Building Storage Empires
    2024/08/12

    In this episode of the After 5pm Podcast, we dive deep into the journey of turning a small side hustle into a thriving business empire.

    Join us as we chat with Ben, an ambitious entrepreneur who went from managing a family-run moving company to building a successful storage unit business. Ben shares his story of perseverance, calculated risks, and the invaluable lessons learned along the way.

    Discover how he transitioned from hands-on moving to mastering real estate investments and why partnerships became a game changer in his quest for growth. Tune in for an inspiring discussion on turning big dreams into even bigger realities.

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    1 時間 1 分
  • Embracing Change and Building Legacy: Amber Garofalo’s Journey in Mortgage and Life on the Road
    2024/08/05

    In this episode, we sit down with Amber Garofalo, a branch manager at CrossCountry Mortgage, who shares her inspiring journey from a small town in Wisconsin to managing a successful mortgage branch while living a nomadic lifestyle in an Airstream camper. Amber talks about her early exposure to real estate through her realtor mother, her pivot from aspiring commercial pilot to mortgage professional post-9/11, and the lessons learned from her various roles in the banking and mortgage industry.

    Amber opens up about the challenges and triumphs of being a female in a predominantly male industry, highlighting the unique strengths women bring to the table. She also discusses her decision to embrace a mobile lifestyle, the adjustments she's made in her business practices, and the importance of leaving a legacy through ethical lending and mentorship.

    Tune in to hear Amber’s story of resilience, adaptability, and the pursuit of balance between personal passions and professional excellence. Whether you're a seasoned mortgage professional or someone looking for inspiration in navigating life’s transitions, this episode offers valuable insights and encouragement.

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    1 時間 11 分
  • The truth behind Mortgage inquiries
    2024/07/15

    In this episode of the After 5pm Podcast, hosts Ben McAffee and Shaun Russon dive deep into the murky waters of mortgage inquiries and the unethical practices surrounding them. They discuss the frustrating reality that every time they pull a credit report for a client, other lenders swoop in with unsolicited offers, causing confusion and mistrust.

    Ben and Shaun unpack the process of tri-merged credit reports, explain how credit bureaus sell information to other lenders, and share their strategies for preparing clients for the barrage of solicitation calls.

    They also touch on the potential legislative changes aimed at protecting consumers from these invasive practices. Tune in to learn how to navigate the mortgage process with confidence and avoid getting caught in the crossfire of aggressive lenders.

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    27 分
  • Navigating Down Payment Assistance and Grants in 2024
    2024/07/08

    Join hosts Ben and Shaun on After 5 p.m., the podcast where we leave the world of mortgages at 5 p.m. to dive into the deeper aspects of life, family, and finances. Former colleagues from the mortgage industry, Ben and Sean bring their after-work conversations to the mic, discussing everything from professional insights to personal experiences.

    In this episode, Ben and Sean explore the landscape of down payment assistance programs, shedding light on options like SB 240 and Utah Housing. From silent seconds to nationwide grants, they break down the nuances and opportunities available to homebuyers, offering invaluable advice for navigating these complex financial decisions. Whether you're a first-time homebuyer or a seasoned investor, tune in to After 5 p.m. for expert insights that go beyond the numbers and into real-life strategies for achieving your homeownership goals.

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    34 分
  • Mortgage Myths Unveiled: Expert Advice for First-Time and Repeat Homebuyers
    2024/07/01

    Join hosts Ben Mcaffee and Shaun Russon on this episode of the "After 5PM Podcast" as they dive into some of the most common questions about mortgages. Whether you're a first-time homebuyer or a seasoned real estate investor, this episode is packed with valuable insights. Ben and Shaun have scoured the internet to find the most frequently asked questions and will discuss them in detail, offering practical advice to help you navigate the homebuying process with confidence.

    In this episode, they cover topics such as:

    When is the right time to stop renting and buy a home?
    How long does the homebuying process usually take?
    What are the first steps to take when considering purchasing a home?

    With real-life examples and expert tips, this episode is designed to inform and empower you as you embark on your homebuying journey. Don't miss out on this comprehensive guide that could turn into a two-part series! If you find value in this discussion, please like, share, and forward it to others who might benefit from it. Tune in now and get the answers you need to make informed decisions in the real estate market.

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    29 分
  • Balancing Success and Family with Real Estate Veteran Justin Morgan
    2024/06/24

    Welcome to another insightful episode of the After 5 PM podcast with your hosts Ben McAffee and Shaun Russon. Today, they sit down with Justin Morgan, a seasoned real estate investor who has navigated the complexities of the industry for decades. In this episode, Justin shares his journey from meeting a real estate investor during a mission trip to becoming a full-time real estate professional.

    He opens up about the challenges of balancing a successful career and family life, the pivotal moments that shaped his career path, and the sacrifices involved. Justin also delves into his practices for maintaining emotional balance, including his transformative experience with breath work and the importance of a strong morning routine.

    Listeners will gain valuable insights into how to find equilibrium in the hustle and bustle of daily life and the significance of being present both at work and at home. Whether you’re a real estate enthusiast or someone seeking advice on balancing career aspirations with family commitments, this episode offers a wealth of wisdom and inspiration.

    Tune in to hear Justin’s heartfelt stories, practical tips, and the personal growth strategies that have helped him thrive both professionally and personally. Join us After 5 PM, where real conversations happen and connections are made.

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    1 時間
  • After Hour Insights: Our Journey
    2024/06/17

    In this episode of the After 5pm Podcast, hosts Ben McAffee and Shaun Russon take a nostalgic trip down memory lane, reminiscing about their early days at First Colony Mortgage.

    They delve into the journey that led them to start this podcast, recounting their key conversations after 5 p.m. that profoundly impacted their careers and lives. Join them as they share stories from their past, discuss their growth as independent loan officers, and explore the pivotal moments and decisions that shaped their professional paths.

    Whether you're a seasoned professional or just starting out, Benn and Shaun offer valuable insights and advice drawn from years of experience in the mortgage industry.

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    1 時間 2 分
  • Balancing Business and Family: Macrae Heppler on Parenthood, Real Estate, and Entrepreneurship
    2024/06/10

    Welcome to the After 5 P.M. Podcast, where we clock out of mortgages and clock into life, finances, and family.

    In this episode, we discuss:

    • Macrae's recent family trip to Hawaii and the joys and challenges of traveling with young children.
    • The journey from single life to fatherhood and the impact of kids on family dynamics.
    • The transition from summer sales at Vivint to starting a gym and eventually entering the title business.
    • Understanding the often overlooked but crucial role of a title company in real estate transactions.
    • Insights into modernizing an antiquated industry and the importance of innovation and teamwork in business.
    • The blend of professional and personal life, highlighting the significance of balancing business with family and personal passions.

    Join us for an engaging conversation about entrepreneurship, family life, and the intricacies of the title business.

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    1 時間 11 分