This episode explores the balance between living in the moment and planning for the future to achieve financial security and reduce unnecessary stress.

Learn how to honor both today and tomorrow for sustainable success in business, finance, and life.

00:00 The Beauty of Living in the Moment
01:03 The Balance of Presence and Future Planning
03:07 Creating Your Roadmap for Tomorrow
05:01 Practical Steps for a Balanced Life
07:31 Gratitude and Responsibility
08:32 Embracing Change

• Set regular, small checkpoints to assess progress toward future goals.
• Reserve dedicated time for dreaming and envisioning future possibilities.
• Create automatic systems for savings and investments to secure your future.
• Practice gratitude for the present and take responsibility for future planning.
• Expect and welcome change, adapting your plans to life’s evolving seasons.

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00:00 Welcome and Reflection
02:10 The Comfort-Challenge Balance
04:25 The Trap of Comfort
06:10 Designing Your Life
09:44 Creating a Fulfillment Map
12:14 Intentional Leisure and Growth Challenges

• Reflect on whether your life is intentionally designed or passively created.
• Assess your energy levels to determine if you’re living a life of fulfillment or just effort.
• Incorporate regular challenges that invite growth, not just stress.
• Balance leisure and learning to avoid overstimulation and promote well-being.
• Create a “fulfillment map” to visualize and adjust your comfort, challenge, leisure, and growth balance.

• Apple Podcasts: https://podcasts.apple.com/us/podcast/business-finance-and-soul/id1680587418
• Spotify: https://open.spotify.com/show/4Rr0lulKYz7ZH1uSbteuQN
• Audible: https://www.audible.com/podcast/Business-Finance-Soul/B0C59PP59P?action_code=ASSGB149080119000H&share_location=pdp

Linkedin: https://www.linkedin.com/in/shaunenders/

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The Truth Behind the Snapshot: Building Your Personal Success Algorithm

We’ve all seen it: someone pulls up in a beautiful car, posts a picturesque vacation photo, or shares a business milestone on LinkedIn. And just like that, our mind starts to draw conclusions. They’ve made it. They’ve figured it out. Why not me?

But the truth is, success is never as instantaneous as it looks.

What we’re seeing is a snapshot—a single frame from a much longer movie. That person smiling in front of the new house may have spent years quietly grinding, filled with self-doubt, maxed-out credit cards, and sleepless nights. They might still be in it, just in a different chapter. Their external “win” today could be the first fruits of a seed planted long ago in silence and struggle.

Given we are all at different stages, it's important to have your own personal recipe. Below are some helpful steps as you build and grow.

Not your neighbor’s version. Not social media’s version.
Is it more time with your family? Financial freedom? Creative expression? Peace of mind?
Success without a personal definition becomes a trap of chasing what everyone else wants.

Action: Write your own success mission statement in one or two sentences. Example: “Success to me is having enough financial stability to support my family while maintaining the freedom to spend time with them daily.”

What are you consuming daily—content, conversations, people, environments?
Every input becomes part of your algorithm. If you’re only watching people who portray perfect lives, your brain will feed you unrealistic output.

Action: Replace one unhelpful input with something inspiring and honest—a book, podcast, or community that shares the full journey, not just the highlight reel.

You don’t need to be that successful entrepreneur or become that perfect parent—you just need their best practices. Take the ingredient that works for you, and discard the rest.

Action: Identify 3 people you admire in different areas of life. Ask: “What’s one habit they have that I could try for 30 days?” Test it. Keep it if it fits.

What’s working? What isn’t? What are you doing just because you think you should?
Real algorithms adapt. So should yours.

Action: Set a monthly check-in with yourself. Ask: “Did I move closer to my version of success this month? What should I keep, change, or drop?”

Nothing is final. Life changes, goals evolve, circumstances shift. Don’t lock yourself into a system that served the old version of you. Stay agile.

Action: Journal occasionally on the prompt: “What does the next version of me need more of? Less of?”

Any algorithm needs constants. In this one, compassion for yourself and others is non-negotiable. You’re not a robot. You will fail, pivot, and question things. That’s not the breakdown—it’s the build.

Action: Choose one self-compassionate phrase you’ll return to when things get hard. (e.g. “I’m building, not finished.”)

www.BusinessFinanceAndSoul.com

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