Big shifts are coming to student financial aid—and parents need to be ready. In this episode of the College! podcast, Matt and Peg break down the proposed education bill shaking up college funding. Learn how the potential elimination of subsidized federal student loans, new limits on PLUS loans, lifetime borrowing caps, Pell Grant changes, and endowment taxes could affect your family's college plans. Whether your student is in high school or already in college, this episode gives you the critical insights to plan smarter and stay ahead.

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• Learn more about what we do at ⁠⁠College Aid Pro⁠⁠!
• Create a ⁠⁠Free MyCAP account⁠⁠ here to start personalizing your college planning journey!
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Explore the launch of MyCAP 2.0, last-minute appeal strategies for Class of 2025, federal student loan interest rate changes, and a deep dive into proposed college accountability legislation. Featuring expert insights from Matt Carpenter and Peg Keough.

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• Learn more about what we do at ⁠College Aid Pro⁠!
• Create a ⁠Free MyCAP account⁠ here to start personalizing your college planning journey!
• ⁠Follow Us⁠ to hear exactly when new episodes drop!

Chapters

1. Introduction (00:00)
2. Exciting Updates on MyCap 2.0 (03:38)
3. Navigating College Appeals and Financial Aid (05:24)
4. Understanding the Impact of Credit Rating on Student Loans (07:17)
5. Federal Student Loan Rates for 2025-2026 (08:49)
6. Proposed College Accountability Measures (10:42)
7. Challenges in Implementing Accountability in Higher Education (12:27)
8. Understanding Risk Sharing in Higher Education (22:47)
9. The Promise Grant and Its Implications (27:40)
10. Accountability in Higher Education (33:04)
11. Proposed Solutions for College Affordability (39:18)

In this episode of the College! podcast, hosts Matt Carpenter and Peg Keough unpack major proposed changes impacting college affordability and financial aid in 2025.

They explore the potential endowment tax increase from 1.4% to 21%, new rules that could revoke colleges' nonprofit status, and the controversial plan to require cost of attendance by academic program. Plus, they break down how new Pell Grant eligibility rules could hurt low-income, part-time, and neurodiverse students. If you're a parent, counselor, or college-bound family concerned about rising college costs, financial aid changes, and education policy, this is a must-listen episode.

👉 Subscribe and share with families navigating college planning!

• Learn more about what we do at ⁠College Aid Pro⁠!
• Create a ⁠Free MyCAP account⁠ here to start personalizing your college planning journey!
• ⁠Follow Us⁠ to hear exactly when new episodes drop!

Chapters

1. Introduction and Vegas Vibes (00:00)
2. Proposed Tax on College Endowments (02:46)
3. Taxing Intellectual Property of Colleges (10:23)
4. Changes in Cost of Attendance Calculations (14:52)
5. Pell Grant Eligibility Changes (20:57)
6. Conclusion and Final Thoughts (30:37)