Today on Community Cocktails with Kimberly, we tackle insurance premiums and coverage with Diana and Ron Crenshaw from Elite Security Insurance.

Insurance is about shared risk, not just among policyholders but across states, meaning events in places like California and Florida can impact premiums nationwide, including higher deductibles for wind and hail damage.

Diana and Ron also emphasize the importance of strategizing before filing claims, advising you to always consult your insurance agent first. They stress the need to regularly review and update your policies to ensure you have the best coverage.

Diana and Ron's Contact Information
Email: agent@elitesecurityins.com
Phone: 972-985-1555
Website: https://elitesecurityins.com/

On today's episode of Community Cocktails with Kimberly, I sit down with mortgage expert Gracie Morrow to discuss the pros and cons of renting versus buying a home.

We explore the financial implications and different factors to consider beyond interest rates, such as changes in living situations and financial stability. Gracie also explains that mortgage payments build equity and debunked the myth that upgrading to a better property requires significant income or savings, noting that equity from a first home can serve as a down payment for a more expensive property.

If you're planning to buy a home in the future, this is an episode you can't afford to miss!

Gracie's Contact Information:
Email: gracie@gmmg-mtg.com

Phone: 214-296-2284
Website: www.gmmg-mtg.com

In the latest episode of Community Cocktails with Kimberly, I explore the dynamic realm of short-term rentals (STRs) alongside Amy Hanson, a Property Manager from A Plus Management.

Amy shares her journey from real estate sales to becoming the owner of a property management firm, shedding light on the growing prominence of STRs. Together we discuss the advantages of STRs, from accommodating large groups during events to serving critical needs during disasters, along with the controversies of STRs, including issues like noise, waste management, and parking. This is an episode you don't want to miss!!

To learn more about short-term rentals, feel free to contact Amy:
Email: manager@aplusrocks.com
Phone: 469-215-2042
Website: https://www.aplusrocks.com/