Credit Risk Ready

著者: Linda Keith CPA
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  • Linda Keith interviews senior credit and lending professionals at financial institutions across the United States, their regulators and banking advisors about how to assess and mitigate credit risk in challenging times.
    Linda Keith CPA Inc 2020
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Linda Keith interviews senior credit and lending professionals at financial institutions across the United States, their regulators and banking advisors about how to assess and mitigate credit risk in challenging times.
Linda Keith CPA Inc 2020
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  • #43: Risk Appetite: The Battle between Lending & Credit (and how both can win) | Ancin Cooley
    2021/09/16

    Lending and Credit have a different outlook on risk. Sometimes it seems like a battle. And yet, both groups need a volume of performing loans to carry the day.

    Today we'll look at how risk appetite, usually a purview of the Board of Directors and Management, impacts the loan originators as well. And how they can work together to help each other get everyone to the finish line.

     

    Resources:

    Synergy Credit Union Consulting: https://syncuc.com

    Synergy Bank Consulting: https://synbc.com

    YouTube: https://www.youtube.com/channel/UC_dkqDh0BVb2aWXZi7DQ0xQ

    Linkedin: www.linkedin.com/in/ancincooley

    Interagency Credit Risk Review Guidance:
    https://www.federalregister.gov/documents/2020/06/01/2020-10292/interagency-guidance-on-credit-risk-review-systems

     

    About Ancin Cooley:

    Ancin Cooley is certified and certifiable. He is a CIA (Certified Internal Auditor), CISA (Certified Information Systems Auditor) and is the founder and principal of Synergy Credit Union Consulting, Inc., and Synergy Bank Consulting, Inc. Synergy provides a suite of risk management services to financial institutions, which include loan reviews, information technology audits, internal audits, directors' exams, and regulatory compliance reviews.

    He comes by that knowledge from a wealth of experience. Prior to founding the firm, he worked as an OCC examiner working with banks from $100 million to $8 billion dollars in total assets. And he worked for a regional accounting with a focus on internal audits, loan and pre-regulatory examiner reviews.

     

    Find out more about Linda Keith at:

    www.LindaKeithCPA.com

    www.LendersOnlineTraining.com

    LinkedIn: https://www.linkedin.com/in/lindakeith/

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    32 分
  • #42: Credit Risk Review in (and Out of) a Pandemic Recession | Ancin Cooley
    2021/08/26

    Loan review is always an important risk management function. Some would say it becomes more important in turbulent times. I would say that good loan review practices even when we are on easy street, set the stage for successfully weathering the turbulence. Today we will focus on the loan review function, and how the pandemic might, or might not, impact it.

    Resources:

    Synergy Credit Union Consulting: https://syncuc.com

    Synergy Bank Consulting: https://synbc.com

    YouTube: https://www.youtube.com/channel/UC_dkqDh0BVb2aWXZi7DQ0xQ

    Linkedin: www.linkedin.com/in/ancincooley

    Interagency Credit Risk Review Guidance:
    https://www.federalregister.gov/documents/2020/06/01/2020-10292/interagency-guidance-on-credit-risk-review-systems

     

    About Ancin Cooley:

    Ancin Cooley is certified and certifiable. He is a CIA (Certified Internal Auditor), CISA (Certified Information Systems Auditor) and is the founder and principal of Synergy Credit Union Consulting, Inc., and Synergy Bank Consulting, Inc. Synergy provides a suite of risk management services to financial institutions, which include loan reviews, information technology audits, internal audits, directors' exams, and regulatory compliance reviews.

    He comes by that knowledge from a wealth of experience. Prior to founding the firm, he worked as an OCC examiner working with banks from $100 million to $8 billion dollars in total assets. And he worked for a regional accounting with a focus on internal audits, loan and pre-regulatory examiner reviews.

     

    Find out more about Linda Keith at:

    www.LindaKeithCPA.com

    www.LendersOnlineTraining.com

    LinkedIn: https://www.linkedin.com/in/lindakeith/

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    33 分
  • #41: Prudent Pandemic Loan Concessions: How Will the Regulators See It? How Can We Prepare? | Ancin Cooley
    2021/08/12

    How are the regulators approaching examinations with 2020 in the rear-view mirror? Is it the same or different than past examinations? And how will it change as we start into a recovery? We cover why you need to:

    • Create criteria for pandemic-related modifications and show they are followed

    • Document current conditions and the basis for deciding the problem is short-term

    • Show the regulators how the sausage is made in loan decision-making

     

    Resources:

    Synergy Credit Union Consulting: https://syncuc.com

    Synergy Bank Consulting: https://synbc.com

    YouTube: https://www.youtube.com/channel/UC_dkqDh0BVb2aWXZi7DQ0xQ

    Linkedin: www.linkedin.com/in/ancincooley

    Interagency Credit Risk Review Guidance:
    https://www.federalregister.gov/documents/2020/06/01/2020-10292/interagency-guidance-on-credit-risk-review-systems

     

    About Ancin Cooley:

    Ancin Cooley is certified and certifiable. He is a CIA (Certified Internal Auditor), CISA (Certified Information Systems Auditor) and is the founder and principal of Synergy Credit Union Consulting, Inc., and Synergy Bank Consulting, Inc. Synergy provides a suite of risk management services to financial institutions, which include loan reviews, information technology audits, internal audits, directors' exams, and regulatory compliance reviews.

    He comes by that knowledge from a wealth of experience. Prior to founding the firm, he worked as an OCC examiner working with banks from $100 million to $8 billion dollars in total assets. And he worked for a regional accounting with a focus on internal audits, loan and pre-regulatory examiner reviews.

     

    Find out more about Linda Keith at:

    www.LindaKeithCPA.com

    www.LendersOnlineTraining.com

    LinkedIn: https://www.linkedin.com/in/lindakeith/

    続きを読む 一部表示
    27 分

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