In this week's episode of ESPC's First-timers Club, we're sharing a real life first-time buyer story. Sam has recently purchased his first home with his fiancée in Rosyth, and he joins Megan to chat through his experience of buying in a busy Fife market, his advice to other first-time buyers and how to move on after a rejected offer.

CHAPTERS:
0:00-0:34 Intro
0:34-1:24 Meet Sam
1:24-2:18 When to decide to buy?
2:18-3:10 How many homes did you view?
3:10-4:14 How to decide where to buy?
4:14-5:30 Using a checklist to find your home
5:30-7:11 Researching a new area to live
7:11-10:31 Heart versus head when buying
10:31-12:00 Staying resilient
12:00-14:28 Dealing with rejected offers
14:28-16:21 Buying in a quick market
16:21-18:42 Sellers prefer first time buyers

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club we are talking about LBTT (Land & Buildings Transaction Tax) with Gavin Pearson, a solicitor at Mov8 Real Estate.

It's likely you may have heard of Stamp Duty - a tax payable on the purchase of a property, but do you know what LBTT is? LBTT is Scotland's version of Stamp Duty.

During this episode Gavin debunks what LBTT is, how it is paid and how to determine how much you LBTT you will pay on a home.

You can calculate this using our ESPC LBTT calculator.

CHAPTERS:
0:00-1:05 Intro
1:05-2:00 What is LBTT? (and how is it different to Stamp Duty?)
2:00-3:06 Calculating the amount of LBTT due
3:06-3:58 Tax relief for first-time buyers in Scotland
3:58-5:50 How does LBTT apply to new builds or shared ownership properties?
5:50-7:07 When is LBTT due and who makes the payment?
7:07-8:44 What should first-time buyers consider when budgeting for LBTT?
8:44-10:48 LBTT for different price points

Find your first home on https://espc.com

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club we are talking about Home Reports. Megan is joined by Kirsten Nicolson, a Director at DM Hall.

In Scotland, it is a legal requirement for sellers to have a Home Report for their property. This allows prospective buyers the chance to find out more about the structural condition of the home and alerts them to any issues that they face if they were to purchase the property.

During this episode Kirsten explains what a Home Report includes, how to read it and what first-time buyers should look out for.

CHAPTERS:
0:00-0:44 Intro
0:44-3:34 What is a Home Report in Scotland?
3:34-4:40 What should you look out for in a survey?
4:40-5:33 What is a non-traditional property?
5:33-6:00 Other things to take note of
6:00-8:43 What do category 1,2 & 3 repairs mean?
8:43-9:45 What does an EPC rating tell a buyer about a property?
9:45-11:19 Does a Home Report negate the need for additional surveys?
11:19-12:01 Who pays for a Home Report?
12:01-13:08 Advice for first-time buyers reading Home Reports

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.