-
サマリー
あらすじ・解説
Part 2 of the DIY Financial Planning series is related to budgeting, but this is not the type of budgeting where I tell you to stop drinking your daily late
.
Now that you know where you're money is flowing to I want you to look into each of those categories to see if there are dollars being spent that aren't a value add. For example, noticing that you buy more groceries than you use and toss a lot of them away. Or keeping a cable subscription but you rarely watch the channels.
.
None of these are a value add to you, they don't add value to your life so do something different.
.
The goal is to be able to reduce your monthly expense by $100 and put it towards a LONG-TERM goal. This is the most important part! It has to be long-term because we have plenty of instant gratifications that we forgot to learn how to build up a tolerance to saving for a goal that you won't experience for years in the future.
.
For example, take the $100 and put it in a Roth IRA (if you're eligible), or save it for a vacation in 5 years.
********************************************
Want more information about RADIANT Wealth Planning? Schedule an introductory meeting with Randa @ https://go.oncehub.com/MeetGreet
https://www.RADIANTWealthPlanning.com
Randa@RADIANTWealthPlanning.com
Instagram @radiantranda
Facebook @ /RadiantWealthPlanning
LinkedIn @ randa-hoffman-ca
YouTube @ RADIANT Wealth Planning, LLC