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サマリー
あらすじ・解説
The pandemic and cost-of-living crisis have caused many people to make very difficult decisions about their spending to be able to keep within their stretched budgets. But an alarming number of workers need to look at their spending again if they are to avoid a poor old age.
Up to 25% of workers stopped paying into their pensions to increase their take home pay, according to one survey. This also had the effect of saving their employers money as well.
Times are still hard. But as the state pension is the worst in the developed world, workers need to invest for their old age and to make sure they do not miss out on their employers' pension contributions and the generous tax relief available.
Pensions are a key part of our wage packages and many companies will help employees to catch up with their pension pots. In just the same way as employers pay employees different rates of pay they may pay more into individual pensions as this helps to keep the beneficiaries loyal. If you don't ask you don't get.
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