In this episode of the Cruise Control Podcast, Kevin Davis sits down with business mentor, best-selling author, and 7-figure entrepreneur Michelle Jacobik. They dive deep into the messy middle of entrepreneurship, talk about how personal and business finances are married, and why building a business that serves your life — not the other way around — is critical.

Michelle shares her journey from drowning in credit card debt at 22 to scaling and selling a successful agency, and how gratitude, planning, and mindset shifts helped her create true financial freedom. Packed with real-world advice on planning, scaling, and life alignment, this episode will leave you inspired (and ready to finally unsubscribe from those Audible credits).

Key Takeaways

Financial Freedom Starts with the Basics
Michelle shares how simple, foundational money habits early in life set the stage for later success.

Your Business and Personal Finances Are Married
Ignoring one side eventually wrecks the other—entrepreneurs must manage both together for real stability.

Vision + Mindset + Money = Financial Mastery
She breaks down how having a crystal-clear vision, strong mindset, and solid money habits is the real path to freedom—not just chasing more sales.

Reverse Engineering Your Life Goals Creates Clarity
Start with the life you want, then build the business to fund it—not the other way around.

Small Daily Actions Build Big Results
Cutting unnecessary expenses, eliminating waste, and protecting your money wins over waiting for one “big break.”

Gratitude Changes Everything
Practicing daily gratitude can rewire your brain for abundance, reducing fear-driven decisions.

Your Business Should Serve Your Life, Not Control It
Michelle stresses that if your business feels like a cage, it’s time to redesign it—or find something new.

Real Success is Living Without Needing a Vacation
True wealth is designing a life you don’t need to escape from—not just building a revenue machine.

Get Rid of the Clutter (Physically and Mentally)
Michelle highlights how selling unused stuff, canceling wasteful subscriptions, and simplifying clears mental space for growth.

It’s Never Too Late to Pivot
Whether you’re scaling up, burnt out, or considering selling, Michelle reminds us: there’s no shame in realigning your business to your life’s next chapter.

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