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The movie kicks off with big horses, big hats, and big fun! Cut to hotel employee Stella—well, so we think. She’s sneaking into a room for some mysterious reason. It looks like she’s wheeling in room service, but she’s shocked to discover someone is actually in the room. It’s Christian, and he’s confused because he didn’t order anything. Turns out, it’s not room service at all—Stella designed a hat that she’s trying to get in front of Christian’s mom, Rosalind, who is apparently a big deal.

Christian helps Stella sneak out when his mom unexpectedly returns, but she accidentally leaves the hat behind. Rosalind sees it, loves it, and decides she wants to wear it. Christian tells her that the woman who designed it had just dropped it off, then heads down to the lobby to tell Stella the good news—and invites her back up to meet his mom.

Rosalind is impressed and asks Stella to design a hat based on her outfit. Rosalind’s stylist is not a fan of Stella and is thrilled when Rosalind dislikes Stella’s first design. She even tells Stella to “bless her heart,” which Stella doesn’t realize is the sickest Southern burn. So it’s back to the drawing board—but this time, they’re doing a whole new look, dress and all.

Stella starts hanging out with Christian a lot. They strike a deal: he’ll help her navigate Kentucky high society so she can design the perfect hats, and she’ll use her farm experience to help train Christian’s nervous horse for the Louisville Derby. (Spoiler: all the horse really needed was a song.)

Then there’s this other dude, Davidson, who’s clearly into Stella—and Christian fricken hates this guy.

Meanwhile, Rosalind’s assistant, Hannah, is super jealous of how much Rosalind likes Stella. She starts acting out: trying to embarrass Stella at a party, telling Christian that Stella likes Davidson (so he starts giving her the cold shoulder), and even trying to convince Rosalind not to wear Stella’s hat. But Odette steps in and convinces Rosalind to wear it—and she wins the hat-off!

When Rosalind realizes Stella is missing, Hannah finally comes clean: she told Stella she wasn’t allowed to sit in the box. Christian rushes off to find Stella, and they make up.

Then it’s time for the big race… and they win! Christian and Stella finally share a kiss!