What if understanding your health benefits wasn’t so hard? In this enlightening conversation, host Desi Arnaz sits down with Bill Hammett, a second-generation insurance professional and founder of Hammett Health Insurance Services, to talk about the vital need for healthcare literacy and how his company is transforming the way businesses and employees interact with their health coverage.

Bill shares his personal journey from football fields at SDSU to the complex world of insurance. Along the way, he explains how most Americans are making costly mistakes with their healthcare choices—and how Hammett Health is stepping in with education and support that makes a real difference.

They also dive into:

• What “healthcare literacy” really means and why it’s critical for both employees and business owners.

• Bill’s deep ties to San Diego State and his work supporting student-athletes through Aztec Link and NIL opportunities.

• The difference between having the right insurance policy and the right representation.

• Why healthcare coaching isn't just helpful—it's necessary

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