Reach out to your bank immediately. It's critical to immediately tell the bank when you learn about any illegal charges in order to reduce your responsibility. You can give the bank notice verbally, in writing, or over the phone. In your account agreement, the bank should have included instructions on how to contact it if you suspect unlawful use of your credit card. It's possible that the address you use to submit payments differs from the one to write to report illegal charges. Read More: https://creditinfobysakshi.blogspot.com/2023/02/what-should-i-do-about-illegal-credit.html

Using a credit card is a practical method to make purchases and establish your credit history, but you must use caution. Credit card management can be quite challenging, and if you don't closely monitor your transactions, you may quickly exceed your spending limit without ever realizing it. Keeping track of your expenditures is the greatest approach to prevent this. Read More: https://padlet.com/bobbysharma3240/credit-cardz-grxtrolzma3zxe3e/wish/2485958237

As soon as a person becomes 21, they want to utilize a credit card because the trend towards utilising them is growing daily. Yet, you must understand how to pick the best credit card when applying for one for the first time in India because it has the power to both establish and damage your credit history. Hence, before applying for a credit card, it is crucial to understand everything there is to know about it. Read More: https://personalfinancebyrajat.blogspot.com/2023/02/how-to-choose-and-apply-for-credit-card.html