When it comes to retirement, healthcare planning isn’t just an afterthought—it’s one of the most important decisions you’ll make. Will your current savings cover future healthcare expenses? How will you bridge the gap if you retire before Medicare kicks in? Without a solid plan, unexpected medical costs could delay your dream retirement.

In Episode #173, we break down the key questions and strategies you need to consider to stay ahead of healthcare challenges in retirement. Whether you’re planning for your own retirement or helping a spouse navigate Medicare options, this episode will arm you with the tools to retire on time and on your terms.

• [1:45] The five pillars of retirement planning
• [2:20] Check out RetirementMadeEasyPodcast.com for free resources!
• [3:41] Do you have to wait until you’re 65 to retire and get on Medicare?
• [6:31] Saving in an HSA can cover healthcare expenses
• [10:53] Will healthcare expenses delay your retirement?
• [13:07] What will Obamacare cost per month?
• [16:18] Does your employer pay out unused vacation days?
• [17:49] Why would you consider transferring money into an HSA?
• [20:44] The basics of Medicare + supplements
• [25:53] Benefits and drawbacks of Medicare Advantage plans
• [30:23] Does your plan adequately adjust for inflation?
• [31:09] Check out the Retirement Made Easy YouTube channel

• 3 Steps to Retirement Planning
• Obamacare Federal Poverty Level

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
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