In this episode of the Retire Stronger podcast, John and Bill discuss Roth conversions and the considerations to keep in mind when deciding if it's the right strategy for retirement income planning. They cover topics such as the basics of a Roth conversion, tax considerations, timing, and the impact on Social Security and Medicare benefits. They emphasize the importance of understanding your specific situation and working with a trusted advisor to make informed decisions.

In this episode, John and Bill discuss the topic of excess withdrawal risk in retirement planning. They highlight the challenges of determining withdrawal rules and the potential risks associated with relying on a fixed percentage rule. They emphasize the importance of holistic financial planning and understanding household cashflow. The conversation also touches on the impact of excess withdrawal risk in everyday life and the potential consequences of taking on debt. The episode concludes with a summary of the main points and a teaser for the next topic, sequence of return risk.

In this episode, John and Bill discuss the topic of longevity risk and its impact on retirement planning. They start by explaining the concept of retirement risks and the goal of experiencing a worry-free retirement. They then delve into the history of retirement and how it has evolved over the years. The conversation highlights the shift in responsibility for retirement planning from companies to individuals. The fear of outliving money is identified as a major concern for retirees. The importance of red line planning and cashflow management is emphasized in addressing longevity risk. The episode concludes with a discussion on planning for a fulfilling retirement and a preview of future topics.