Employee stock purchase plans (ESPPs) aren’t just a workplace perk; they’re a wealth-building tool with the potential to change lives. That’s according to Aaron Shapiro, founder and CEO of Carver Edison, a financial technology company focused on improving employee stock ownership programs. The catch? Employees have to be able to afford to participate—and now they can.
Carver Edison and its core technology, Cashless Participation, allows employees to participate in ESPPs without having deductions from their pay. The idea was born out of a challenging conversation Aaron had with his mom. She was a longtime employee at a health insurance company and needed help to make her money grow. Aaron explored her options and realized that by not being able to participate in her company’s ESPP, she had missed out on over a million dollars over the course of 10 years. Aaron knew she wasn’t alone. So, he and his team developed a solution.
Host Rodney Bolden and Aaron discuss the advantage that total rewards leaders and chief human resource officers, or CHROs, have when employees can afford to participate in ESPPs, and how participation has the potential to turn into more engagement, higher retention and greater employee satisfaction, which could also increase enterprise value for shareholders. They discuss how helping unlock equity ownership could help improve someone’s quality of life.
Visit MorganStanley.com/atwork for more insights on workplace financial benefits.
Visit CarverEdison.com to learn more about Aaron’s work with Carver Edison.
Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.
Morgan Stanley and Carver Edison are not affiliated and this presentation should not be treated as an endorsement of Carver Edison or its products and services.
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CRC# 4316908 04/2025
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