• Manish Dubay Podcast Show

  • 著者: manish dubey
  • ポッドキャスト

Manish Dubay Podcast Show

著者: manish dubey
  • サマリー

  • Hi, I am Manish Dubay A Personal Finance Content Writer at Cardinsider where you can compare the top credit cards available in India under one roof and apply for the card that best suits your needs.
    Copyright 2022 manish dubey
    続きを読む 一部表示

あらすじ・解説

Hi, I am Manish Dubay A Personal Finance Content Writer at Cardinsider where you can compare the top credit cards available in India under one roof and apply for the card that best suits your needs.
Copyright 2022 manish dubey
エピソード
  • Cashback SBI Credit Card
    2023/06/02

    SBI offers cashback credit cards that allow customers to earn cashback on their purchases. These cards come with a structured cashback program, offering a percentage of cashback on different spending categories. They also provide welcome benefits, accelerated cashback rates, and flexible redemption options. Additional perks include discounts, fuel surcharge waivers, and airport lounge access. With user-friendly online account management, customers can apply based on income and credit score eligibility. Read More: https://cardinsider.com/sbi-card/cashback-sbi-credit-card/

    続きを読む 一部表示
    4 分
  • Tips to Build Your Business Credit Score
    2023/01/23

    Everyone is familiar with personal credit cards and credit scores these days, but have you heard of a business credit card? All major banks and card issuers issue business credit cards, just as they do personal credit cards for personal use. These cards are only available to registered corporations and are only for business expenses. However, in order to obtain these cards and other types of business loans, a business credit score is required. If you want to build your business credit, you might be looking for ways to do so as well.

    Tips to build business credit score:
    • Create a business entity, such as a corporation or a limited liability company (LLC), and obtain a separate Employer Identification Number (EIN) from the IRS.
    • Create a business bank account and credit card to be used solely for business expenses.
    • Pay bills and invoices on time to demonstrate a track record of punctuality.
    • Use credit wisely by not exceeding credit limits and keeping a low credit utilisation rate.
    • To demonstrate your creditworthiness, apply for a small business loan or line of credit.
    • To establish your business credit profile, obtain a D-U-N-S number, which is a unique nine-digit identification number assigned to your business by Dun & Bradstreet (D&B).
    • Request trade credit from your suppliers, which will be reported to business credit bureaus.


    • Keep the credit bureaus informed of any changes in your company's information, such as address or ownership.
    • Monitor your credit reports on a regular basis to ensure accuracy and to correct any errors.
    • To avoid a negative impact on your personal credit score, keep your personal credit separate from your business credit.


    For more information refer to: https://cardinsider.com/blog/tips-to-build-your-business-credit-score/


    続きを読む 一部表示
    2 分
  • How a Secured Credit Card Can Help You Establish Credit
    2023/01/17

    A secured credit card is a type of credit card that is backed by a security deposit, which acts as collateral for the credit limit. Because the deposit acts as collateral, lenders may be more willing to approve applicants with limited or no credit history. Secured credit cards can be a helpful tool for individuals who are trying to establish credit.

    Ways a secured credit card can help you establish credit

    Here are a few ways a secured credit card can help you establish credit:


    Building a credit history:

    By using a secured credit card responsibly and making timely payments, you can demonstrate to lenders that you are a responsible borrower. This can help you build a positive credit history, which can lead to better credit scores and more favorable lending terms in the future.


    Building credit utilization:

    Credit utilization is the amount of credit you're using compared to your credit limit. It's important to keep your credit utilization low to maintain a good credit score. A secured credit card allows you to establish credit utilization as you're required to make a deposit that will be your credit limit.


    Improving credit score:

    As you make payments on time, the credit bureaus will report your positive payment history, which will help improve your credit score.


    Graduating to an unsecured credit card:

    Once you've built a positive credit history and improved your credit score, you may be able to qualify for an unsecured credit card, which doesn't require a security deposit.

    Conclusion:

    It's important to note that not all secured credit cards are created equal, so it's important to carefully review the terms and conditions before applying for one. Look for a card that reports to the credit bureaus and has a low annual fee. Also, it's important to use the card responsibly, make payments on time, and keep your credit utilization low to ensure that you can establish credit.


    For more information refer to: https://cardinsider.com/blog/how-a-secured-credit-card-can-help-you-establish-credit/







    続きを読む 一部表示
    1分未満

Manish Dubay Podcast Showに寄せられたリスナーの声

カスタマーレビュー:以下のタブを選択することで、他のサイトのレビューをご覧になれます。