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  • Mary Jo Hoffman: The Beauty in the Everyday
    2024/09/24
    Our vision for retirement is often too small when it should be a capstone time of enjoyment and fulfillment. Each episode explores how different interviewees flourish in this season, with reflection on strategic takeaways for our listeners. Mary Jo Hoffman shares her journey from engineering to a fulfilling artistic practice focused on finding beauty in the ordinary. She describes "winding down" her technical identity and "winding up" her creative passions, discovering purpose in her "still" photography project. How might her insights inspire you?In this episode, Len Hayduchok and our guest, Mary Jo Hoffman discuss:Winding down and winding up identity componentsEmbracing the ordinary and finding beauty in the everydayIntegrating creative passions with practical careersBalancing lifestyle and quality of life prioritiesKey Takeaways:Rather than waiting for extraordinary experiences, Mary Jo encouraged embracing the "infra-ordinary" - the subtle, overlooked aspects of one's surroundings that can become profound sources of inspiration and fulfillment.The concept of "winding down" a career identity and "winding up" allows for a more natural evolution, rather than abrupt transitions, enabling individuals to integrate different facets of themselves over time.By tapping into early passions such as childhood interests and natural inclinations, individuals may find a more authentic path forward.The distinction between lifestyle and quality of life emphasizes that true fulfillment comes not from external trappings, but from an integrated, purposeful approach to living.“The more ordinary the subject, the more excited I get. I take the more ordinary the subject, and if I can take it and elevate it into something compelling, and share it with people so that they see it with new eyes, that's thrilling for me."— Mary Jo HoffmanAbout the guest, Mary Jo Hoffman:Mary Jo Hoffman is an artist and photographer, renowned for her unique and personal engagement with the natural world around her, primarily in North America's Great Lakes bioregion and the iconic scrubland of Mediterranean France. Her new book, STILL: The Art of Noticing, is the astonishing culmination of the STILL project, with 275 breathtaking photos from her enormous archive accompanied by her perceptive and oft-times humorous essays.Connect with Mary Jo Hoffman:Instagram: https://www.instagram.com/maryjohoffman Pinterest: https://www.pinterest.com/maryjohoffman/ Website: https://stillblog.net/ Book link: https://www.amazon.com/STILL-Noticing-Mary-Jo-Hoffman/dp/1580936334/About the host, Len Hayduchok:Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics. Learn more about Len’s book:MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your LifeBook website: https://maxamazing.com/ The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/ CONNECT WITH LEN:https://maxamazing.com/len-hayduchok/
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    43 分
  • SOLOCAST: Does My Advisor Get Me?
    2024/09/10

    Our vision for retirement is often too small when it should be a capstone time of enjoyment and fulfillment. Each episode explores how different interviewees flourish in this season, with reflection on strategic takeaways for our listeners.


    In this episode, Len Hayduchok discusses the importance of financial advisors truly understanding their clients’ personal stories, goals, and what matters most to them before providing advice.


    In this episode, Len Hayduchok discusses:

    • Understanding the purpose of ‘MaxAMAZING Your Retirement’
    • The importance of personal connection in financial advice
    • Misplaced loyalty in financial advice
    • The five disciplines of financial planning
    • Establishing a strong relationship with clients


    Key Takeaways:

    • While having a strong rapport is valuable, it should translate into optimized financial outcomes tailored to the client's unique needs and goals.
    • Clients should be wary of "misplaced loyalty," where they prioritize the advisor-client relationship over the advisor's ability to provide sound financial guidance.
    • Comprehensive financial planning encompasses five key disciplines: creating wealth, generating income, neutralizing risk, minimizing taxes, and transferring wealth.
    • Establishing a deep understanding of the client's life story, goals, and dreams is the foundation for an advisor to provide truly effective and personalized financial guidance; and it should be laid early in the relationship-building process.


    “The purpose of that relationship (client-advisor relationship) should be for the client, do what's best for them. Get the best results for them."

    Len Hayduchok



    About the host, Len Hayduchok:

    Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics.


    Learn more about Len’s book:


    MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your Life

    Book website: https://maxamazing.com/


    The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.


    Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/

    CONNECT WITH LEN:

    https://maxamazing.com/len-hayduchok/



    Show notes by Podcastologist: Hanz Jimuel Alvarez


    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

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    23 分
  • Joe Simonetta: The Ethical Compass: Navigating Life's Journey
    2024/08/27
    Our vision for retirement is often too small when it should be a capstone time of enjoyment and fulfillment. Each episode explores how different interviewees flourish in this season, with reflection on strategic takeaways for our listeners.In this episode, financial planner Len Hayduchok and humanist Joseph R. Simonetta highlight the importance of ethics, kindness, and environmental respect, showing that true fulfillment comes from living in harmony with your deepest beliefs. In this episode, Len Hayduchok and our guest, Joe Simonetta discuss:Crafting a retirement plan that aligns with personal values and diverse life experiences.Family, upbringing, and academic pursuits shaping identity and belief systemsTransitioning from careers to political aspirations and the journey from author to candidate.Defining humanity through collective support and core ethics like health, kindness, and environmental stewardship.The role of personal beliefs in life decisions, character development, and meaningful retirement planning.Key Takeaways:Retirement planning goes beyond numbers; aligning one's core values, allows for a more satisfying and purpose-driven retirement phase.Change, as shown by Joseph’s career shifts, can open new opportunities and shift our view of societal impact.The concept of humanity should be redefined to emphasize mutual upliftment in the face of adversities.Aligning personal conduct with core ethical principles, like health, kindness, and environmental respect, emerges as a clarion call for personal responsibility and global betterment. “Behavioral demands can be summarized in those seven words. Be healthy, be kind, respect the environment."— Joe SimonettaAbout the guest, Joe Simonetta:Joseph R. Simonetta is a humanist author and speaker with a rich academic background, holding degrees from Harvard Divinity School, the University of Colorado, and Penn State University. Born in Bethlehem, Pennsylvania, and raised in a working-class family, he has lived in various locations across the U.S. and abroad, including Greece and New Zealand.Simonetta has led a diverse career as an Army officer, professional athlete, entrepreneur, architectural designer, and environmental activist. He has also been a real estate developer, author, and senior editor of the World Business Academy. A two-time nominee for the U.S. Congress, he serves on the board of The Secular Community.An accomplished athlete, Simonetta won a gold medal in the Sprint Triathlon at the 2023 U.S. National Senior Games in the 80-84 age division. He is married to Susana Rojas Simonetta, and they have two children: Russell and Fiorella.Connect with Joe Simonetta:Website: https://joesimonetta.com/ About the host, Len Hayduchok:Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics. Learn more about Len’s book:MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your LifeBook website: https://maxamazing.com/ Dedicated Financial Services: https://dedicatedfinancial.com/CONNECT WITH LEN:Website: https://maxamazing.com/len-hayduchok/Show notes by Podcastologist: Hanz Jimuel AlvarezAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
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    42 分
  • Financial Personas
    2024/08/13

    Our vision for retirement is often too small when it should be a capstone time of enjoyment and fulfillment. Each episode explores how different interviewees flourish in this season, with reflection on strategic takeaways for our listeners.


    In this episode, hosts Len Hayduchok and Doug Sandler tackle the intricacies of financial personas and the comprehensive nature of retirement planning. They explore the psyche of spenders, savers, investors, and planners, the podcast uncovers the reasons behind people's financial behaviors and attitudes.


    In this episode, Len Hayduchok discusses:


    • An analysis of financial personas and their impact on money management
    • Attitudes towards spending and the empowering role of budgeting
    • Insights into money management styles through reactions to unexpected
    • The evolution of financial management styles with personal growth
    • Risk tolerance in relation to financial planning and investor personas


    Key Takeaways:


    • By understanding your financial persona, you will have clarity and direction in handling your resources and making monetary decisions.
    • A shift in the perception of budgeting from a limiting to an empowering activity can align spending habits with guilt-free pleasure and responsibility.
    • An unexpected monetary windfall can offer deep insights into one's inherent financial inclinations and potential growth areas.
    • As individuals approach retirement, their definition of success and investment satisfaction might change, reflecting their evolving priorities and security needs.
    • Personal growth not only shapes our life experiences but also molds our financial behavior, highlighting the importance of adaptable financial strategies.


    “The journey through financial personas isn't just about money; it's about discovering what truly drives you and how your finances can support that mission."

    Len Hayduchok


    About the host, Len Hayduchok:

    Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics.


    Learn more about Len’s book:


    MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your Life

    Book website: https://maxamazing.com/


    The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.


    Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/

    CONNECT WITH LEN:

    https://maxamazing.com/len-hayduchok/



    Show notes by Podcastologist: Hanz Jimuel Alvarez


    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

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    22 分
  • Dennis Torres: Ethics, Fulfillment, and the Power of Continuous Learning
    2024/07/30
    Our vision for retirement is often too small when it should be a capstone time of enjoyment and fulfillment. Each episode explores how different interviewees flourish in this season, with reflection on strategic takeaways for our listeners. Len Hayduchok and Dennis Torres, through their experiences and insights, navigate the often-overlooked aspects of financial planning, ethical wealth building, and the pursuit of a purposeful life.In this episode, Len Hayduchok and our guest, Dennis Torres discuss:Retirement planning, the pursuit of life purpose, financial independence, and the enrichment of personal and professional life through continuous learning and ethical livingHow diverse job experiences and cultural encounters shape our ethicsThe importance of aligning actions with valuesThe quest for authenticity in teaching and mentorship. Historical myths and their critiques on the motives behind war Key Takeaways:Aligning your financial resource management with your personal values and desires is crucial for a fulfilling retirement.Life purpose can stem from a curiosity-driven career path and an ongoing pursuit of knowledge, regardless of age. Effective teaching of ethics and morality involves showcasing the consequences of actions and the alignment with personal integrity and goals.Leading by example is essential for personal fulfillment and to serve as an authentic role model for others.Financial independence and a meaningful retirement are achievable through prudent living, saving, and investing, coupled with a commitment to growth and community impact. “You can spend your life growing old or you can spend your life growing."— Dennis TorresAbout the guest, Dennis Torres:Dennis Torres, the author of the best-selling book "The Course: Acquiring Wealth, Power, Success, Morally and Ethically." Dennis developed and taught this highly acclaimed course in the MBA program at Pepperdine University, consistently earning top ratings from his students. With a diverse background that includes over sixty-four jobs ranging from big-rig truck driver to commercial pilot, Dennis brings a wealth of experience and insight. He and his wife Averi, a world-renowned psychic, are also the founders of Angel Flight West, a charitable organization that provides free medical flights.Connect with Dennis Torres:LinkedIn: https://www.linkedin.com/in/dennistorres/ Website: http://www.dennistorres.com/ About the host, Len Hayduchok:Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics. Learn more about Len’s book:MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your LifeBook website: https://maxamazing.com/ The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/ CONNECT WITH LEN:https://maxamazing.com/len-hayduchok/Show notes by Podcastologist: Hanz Jimuel AlvarezAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
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    44 分
  • Jet Vertz: Flight Plan for Life, Living A Fulfilling Retirement
    2024/07/16
    About the guest, Jet Vertz:Jet is a retired aviation business executive who makes his home in South County, Rhode Island. Prior to his retirement Jet was a Vice President at Pratt & Whitney Aircraft (P&WA). P&WA designs, produces, and services commercial and military jet aircraft, including the engines for F22 and F35.Prior to going into the aviation business Jet was commissioned as an Ensign in the US Navy via the Officer's Candidate School in Newport and served in the US Navy during the Vietnam War era as a Lieutenant. Jet earned degrees in Aerospace Engineering, Computer Science, and MBA.In this episode, Len Hayduchok and Jet Vertz discuss:The alignment of financial planning with personal values for a fulfilling retirementJet's diverse experience in the aviation field, from designing turbines to executive leadershipStrategic thinking and lifetime values informing retirement choicesThe significance of purpose beyond leisure in one's retirement yearsActive involvement in faith and community service as a cornerstone for meaningful living post-career Key Takeaways:Successful retirement is predicated on aligning one's financial strategies with personal goals and values, crafting a life that reflects one's true desires.Strategic planning and structured thinking garnered throughout one's career can greatly enrich the retirement phase, contributing to a well-defined 'fourth quarter' of life.The core values established over a lifetime, especially those forged through challenges, are vital for sustained fulfillment beyond professional work.Retirement provides an opportunity to solidify one's identity through personal growth, community contribution, and nurturing family ties, rather than mere relaxation and pastime endeavors.Early investments and being financially disciplined not only secure a comfortable retirement but also lay the foundation for a gratitude-driven lifestyle focused on giving back and personal development.“The golden years ought to shine with more than just gold; they should illuminate the values and passions that we've lived by all along." — Jet VertzConnect with Jet Vertz:LinkedIn: https://www.linkedin.com/in/jetvertzprofile/ About the host, Len Hayduchok:Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics. Learn more about Len’s book:MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your LifeBook website: https://maxamazing.com/ The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/ CONNECT WITH LEN:LinkedIn: https://www.linkedin.com/in/dedicatedfinancialservices/ Show notes by Podcastologist: Hanz Jimuel AlvarezAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
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    32 分
  • It Was Nice to Spend Some Time Together
    2023/09/29
    Chapter 15: It Was Nice to Spend Some Time TogetherIn the twilight of our lives, as the sun sets on our careers and responsibilities, we often find ourselves longing for something more. A deeper purpose, a greater sense of fulfillment. And just when we think we have it all figured out, life throws us an unexpected twist. It challenges us to question everything we thought we knew about ourselves. But in that twist lies a hidden opportunity, a chance for us to rediscover who we truly are and align our actions with our deepest beliefs and values. So join me on this transformative journey, as we unravel the mysteries of our own hearts and embark on a quest for true fulfillment.In this episode, Len Hayduchok discusses how to:Unlock the truth behind authentic living through matching actions with personal values and convictions.Project a fulfilling retirement by setting solid and inspirational life goals.Embrace the value of friendships with supportive and honest people in your growth trajectory.Digest the concept of strategic living for fulfilling life accomplishments.Identify the need and benefits of seeking professional retirement planning advice for optimal results.Key Takeaways:Living an Authentic LifeIt's about allowing your actions, decisions, and life goals to reflect your true values and character. Dynamic and Fulfilling Retirement GoalsThese goals should explore forgotten passions, retained ambitions, and exploration of new interests. Regardless of age, individuals should always feel the freedom to dream and aspire towards these goals.Building a Community of AuthenticityBuilding a network of convincing, supportive people is vital for a meaningful life after work. These people will share similar values and ideals, contributing to stronger, more gratifying relationships. “Give yourself permission to dream and reconnect with the things that are truly important to you. Life goals and dreams give you something to look forward to and make your life truly amazing." —  Len HayduchokAbout the host, Len Hayduchok:Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics. Learn more about Len’s book:MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your LifeBook website: https://maxamazing.com/ The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/    CONNECT WITH LEN:LinkedIn: https://www.linkedin.com/in/dedicatedfinancialservices/ Show notes by Podcastologist: Hanz Jimuel AlvarezAudio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 
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    8 分
  • Bringing Your Money to Life, Investment Allocation Approach and Disposition Allocation Approach
    2023/09/29

    Chapter 13: Bringing Your Money to Life and 

    Chapter 14: Investment Allocation Approach and Disposition Allocation Approach


    Discover the key to aligning your financial resources with your life goals and dreams in retirement. Learn how to strategically allocate your wealth to empower your desired experiences, accomplishments, impact, and security. But what happens when your financial strategies no longer work? Stay tuned to find out what retirees need to keep in mind when they've retired and aren't interested in taking as much risk…


    In this episode, Len Hayduchok discusses how to:

    • Discover how to expertly align your financial resources with your life goals and dreams.
    • Uncover effective financial strategies to secure a comfortable retirement.
    • Learn about varying and equally rewarding approaches to investment allocation.
    • Understand the crucial role of wealth accumulation and financial security in retirement.
    • Gain insights into adapting financial strategies to cater to fluctuating needs in retirement.


    Key Takeaways:

    • Aligning Financial Resources with Goals

    To achieve a meaningful retirement, it's crucial to align financial resources with personal aspirations. 

    • Effective Retirement Strategies

    Retirement necessitates a careful reevaluation of financial strategies. The focus should switch from wealth accumulation to wealth preservation and proper allocation for wholesome spending. 

    • Rewarding Investment Allocation

    Investment allocation becomes a pivotal factor when aiming for a fulfilling retirement. This approach not only meets basic financial needs but also caters to life goals, hopes, and dreams. 


    “Don't let the strategy that got you to retirement be the same strategy that gets you through retirement." 

    —  Len Hayduchok



    About the host, Len Hayduchok:

    Len Hayduchok is a Certified Financial Planner with over 25 years of experience in the financial services profession. He is the founder and President of Dedicated Financial Services and Dedicated Senior Advisors, providing comprehensive wealth management programs to individuals in their retirement and retirement-planning years. Len is committed to advising clients based on their best interests and has extensive training in securities and life insurance. He is a graduate of the Wharton School of Business and Biblical Theological Seminary. Len is dedicated to client and community education, offering various resources and instruction on retirement-related topics. 


    Learn more about Len’s book:


    MaxAMAZING Your Retirement: Practical Guidance for an Enjoyable and Fulfilling Capstone to Your Life

    Book website: https://maxamazing.com/ 


    The book "MaxAMAZING Your Retirement" challenges the conventional view of retirement as merely accumulating assets and emphasizes the importance of aligning financial resources with one's true values and desires. Len introduces his Life/Money System, guiding readers through a journey of self-discovery and financial planning to achieve a meaningful and fulfilling retirement.


    Dedicated Financial Services (Company website): https://www.dedicatedfinancialservices.com/  

     

    CONNECT WITH LEN:

    LinkedIn: https://www.linkedin.com/in/dedicatedfinancialservices/ 



    Show notes by Podcastologist: Hanz Jimuel Alvarez


    Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

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    9 分