In this episode of Inside R&E, Michael A. Pensabene, an R&E litigation attorney with over two decades of experience, delves into the complexities of navigating insurance claims, particularly in the aftermath of a multitude of catastrophes across the country. Joined by Philip Maltaghati, Co-CEO of United Public Adjusters, they shed light on the crucial role that public adjusters play in ensuring fair settlements for policyholders, providing valuable insights into maximizing insurance claims and ultimately empowering policyholders to navigate challenging situations and secure rightful compensation for their losses.

Over the course of their discussion, Pensabene and Maltaghati delve into the various ways in which public adjusters advocate for policyholders throughout the claims process. Maltaghati shares knowledge on the intricate process of assessing damages, interpreting policies, and advocating for fair compensation, emphasizing the proactive approach taken by public adjusters in identifying damages, navigating policy complexities, and engaging with insurance companies to ensure fair treatment for clients. With real-life examples, Maltaghati illustrates the significant impact of their involvement in securing substantial settlements for clients, enabling them to rebuild and renovate properties effectively.

Michael A. Pensabene’s practice spans all areas of commercial litigation, with a focus on joint venture and partnership disputes, contract and lease disputes, landlord/tenant litigation, construction issues and condo/coop disputes, as well as board representation of co-ops and condos. His experience affords him the judgment to evaluate the interests of the parties, and to know how and when to assert clients’ rights to achieve their objectives.

Philip Maltaghati started his career in the real estate and insurance industry over 10 years ago. Handling over $100 million in large complex residential and commercial claims throughout his years at United Public Adjusters & Appraisers, Inc. (UPA), he has an unmatched dedication and understanding focusing on commercial and business owner claims, high-net worth clients, and waterfront properties. Maltaghati’s vast knowledge of the insurance process, interpretation of complex insurance policy language, construction cost estimating, personal property inventory/valuations, negotiations, and disaster recovery allows him to settle claims efficiently and quickly.

For any questions related to this episode, contact Michael A. Pensabene at mpensabene@rosenbergestis.com or (212) 551-8406. With Offices in Manhattan, Queens, Long Island, Upstate NY, and California, contact Philip Maltaghati for claims assistance at 1-800-718-5677 (LOSS) or Philip@UnitedPublicAdjusters.com.