エピソード

  • Ep. 813 - Medicare or MA: Which is best? Answer: Medicare + a Medicare supplement!
    2025/05/30

    In the "Medicare Advantage Minute" we go through news article reporting that the majority of MA members are confused.

    It had some other negatives to report about Medicare Advantage as well

    In "Your Medicare Benefits 2024 (or maybe 2025)" we learn exactly how Medicare covers in-home hospice care.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    33 分
  • Ep. 812 - Weight loss drugs: Medicare limits and market demand on a collision course!
    2025/05/28

    Patients with Medicare Advantage insurance coverage: rural hospitals are asking themselves whether they can afford to keep accepting them!

    This is the subject of our "Medicare Advantage Minute" today.

    In "Your Medicare Benefits 2025" we learn how Medicare would cover home infusion therapy services.

    Then we spot check some rate increase statistics in order to determine whether inflationary trends are still exerting upward pressure on insurance premiums.

    They are.

    Medicare is not allowed to provide and pay for drugs whose only function is weight loss. Some of the newly distributed GLP-1 drugs provide weight loss effects as well as beneficial treatment of heart disease and type 2 diabetes. This causes a high demand for these expensive meds.

    Finally, we learn what some pinko organization thinks are the best states and worst states for overall health care access.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    31 分
  • Ep. 811 - Stuck in expensive Plan F? Pricey Plan G? Maybe a new Birthday Rule can save you!
    2025/05/26

    In our MA Minute we scan the article:

    Medicare vs. Medicare Advantage; Ill health often leads to a plan switch!

    Bottom line: if one gets sick, one begins to see how MA plans can cause misery!

    In today's "Your Medicare Benefits" we learn how and when Medicare will help with Home Health Services.

    Client Robert from Virginia is unhappy with the level of Medical inflation that has caused his HDG rates to increase 19%. His home state has just enacted a birthday rule whereby Robert can change companies without having to provide evidence of good health.

    Birthday rules like this are spreading across the land. Insurance companies say they drive up their costs, leading to premium increases. On the other hand, they can allow overburdened people covered by expensive supplements to have an escape hatch.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    34 分
  • Ep. 810 - High Deductible Plan G (HDG): the very best Medicare supplement of all!
    2025/05/23

    In the Medicare Advantage Minute" we hear news about seven prior authorization updates from various locations.

    Since prior authorizations are a big problem with MA plans, this could be good news for the improvements these plans sorely need!

    In the "Your Medicare Benefits 2024" segment we find out how Medicare might cover HIV screenings.

    What follows is a short description of shopping for the best Medicare Supplement plan at the lowest cost: SIMPLIFIED!

    One of my insurance companies is good enough to notify me when clients are scheduled for a rate increase. Some of my clients have the very comprehensive Plan G with this company and I read off a list of the rate increases these clients can expect to receive: shocking compared to the one rate increase scheduled for the client with HDG Plan: a $3.50 monthly increase!

    I'll take that kind of increase all day every day!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    32 分
  • Ep. 809 - Serious consideration: Should we invite another Medicare maven to the inner sanctum!
    2025/05/21

    My appearance on a Phoenix radio show led to a brief expression of admiration for another guest's revised professional opinion. That, in turn, confused the hostess who expressed consternation that one would make reference to some other guest.

    Go figure.

    I expect an invitation will be issued soon to my new best friend!

    Meanwhile, in the Medicare Advantage Minute we report on the Department of Justice filing charges against three giant insurance companies. Apparently, they have been paying huge kickbacks to brokerage firms using unscrupulous tactics while pushing victims into MA plans.

    In the "Your Medicare Benefits 2024" segment we take a peek at how Medicare might over screening and treatment for Hepatitis C.

    Finally, a radio show caller seeking a free book turned out to be a more interesting conversationalist than one might have expected.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    38 分
  • EP. 808 - Part D drug plans: We take a peek into the future...what is likely to happen to them?
    2025/05/19

    The Medicare Advantage Minute is pre-empted so that we can spend the time examining the current state of Part D Prescription Drug Plans (PDP).

    We also do some speculation about the economic pressures facing these plans and what changes might be necessary for the year 2026.

    In the "Your Medicare Benefits 2024" we learn the eligibility requirements and the extent to which Medicare will cover Hepatitis B screening and treatment.

    Finally, a quiz reveals the healthiest states vs. the unhealthiest states in the USA for older Americans.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    37 分
  • Ep.+807 - Medicare Advantage plans are evil. So why are we increasing their payments?
    2025/05/16

    After a spirited history lesson that finishes our Axis Sally hunk, we enter the "Medicare Advantage Segment". There we learn a little about part of the basis upon which payments by the Federal Government are made to the MA plans.

    In the "Your Medicare Benefits 2024" segment we are treated to a very complete explanation of precisely how Medicare reimburses the cost of hearing aids.

    Finally, Randy is challenged with a quiz concerning which of the states are most favorable and which are least favorable for working mothers.

    He needs to sharpen his guessing skills!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A++) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    34 分
  • Ep.+806 - GOP regretting a creation: Medicare Advantage plans need to be crushed!
    2025/05/14

    First order of business today is a history lesson: Axis Sally gave her last propaganda broadcast this date in 1945.

    In the Medicare Advantage Minute we learn good news: Republicans are waking up to the reality that MA plans are turning on Medicare participants like rabid dogs!

    How will Medicare cover Hearing & Balance exams? Find out in today's segment drawn from the pages of "Your Medicare Benefits 2024".

    Quiz for the Podcast Producer: Which are the best and worst states for nurses?

    Finally, we address one dozen FAQs (frequently asked questions) about Medicare. According to the Content Creator, this was an outstanding segment!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    39 分