We briefly touch on rates. Should you pay close attention to them? How do they get decided? Does it matter if this is your first home? If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, RI and now in Florida!

Nick walks through what the conversation is like during the pre-approval process. Basic info for a pre-approval letter include:

• Proof of residency (2 years)
• Proof of income (2 years)
• Last 2 paystubs
• Credit score will be pulled to see FICO and debt

If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, RI and now in Florida!

Looking to buy or refinance a home to renovate? Take a listen here on how it works and what you will need! If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

Touched on last season, we take a closer look at investment properties and how they work. If you have further questions, you can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

We dive deeper into what it means to buy your first home. New laws are in place in 2023 to help you out. What are they and what do they mean? Tune in to find out! You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

We're back with another season of My Mortgage Guy. Today we discuss the current market as of February 2023. What has changed? How are rates? New laws in place?
You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

We discuss the current market quickly and then going into refinancing your mortgage. Nick provides insight of why you would refinance today and in the future. You can reach out to Nick at nicholas.caccia@ccm.com or on Instagram at cacciamortgages401. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.

Today we discuss the current rates as of September 30, 2022. Our good friend Michaela is back on again to discuss the current rates with Nick. Michaela is licensed in CT, MA, and RI. You can check out her page at michaelajenkins.nhoceanstate.com.  As for Nick, you can get in touch with him at nicholas.caccia@ccm.com or on Instagram at cacciamortgages401. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.