This week, I interviewed Lynda Krueger with Owl Be There Tampa. Owl Be There isn't a quick referral by zip code resource. Or a DIY search through Google. Lynda and her associate improve the lives of seniors with wise guidance around senior living and care.

Lynda shares the details of what it takes and how she works to find the right place based on client needs, lifestyles, spiritual beliefs, proximity to family and more.

Reach Lynda in the Tampa Bay area at Lynda.Krueger@OwlBeThere.com

Or search nationwide at Owl Be There and click on locations

It's always easier (less complicated) when you have a LTC insurance to help pay for needs at this time of life. Then the fa,ily can focus on what's best rather than what they can afford. Schedule here to ask me for help planning.

There are so many ways to design a long term care plan. However, different planning strategies offer their own unique benefits.

For example, LTC Partnership Protection is only available on stand-alone LTC plans.

Cash benefits and return of premium options are stronger with hybrid life/LTC and annuity /LTC plans.

We will work together to decide which plans and benefits will meet your family's needs best.

Listen and learn more and then schedule with me here to design your plan

Lisa asked if LTC insurance requires us to use the whole benefit every month or can we use less and stretch the benefit period to pay longer.

The answer is "that depends".

What kind of plan do you have?

What kind of care do you need?

Where are you living to receive care?

Who will be helping you?

Listen and schedule with me here

See what your state lets you keep here