In this episode, Allan and Travis discuss the importance of exploring the benefits of using property in a self-managed super fund, including leveraging to maximize returns and secure a comfortable retirement.

• 💡 Travis discusses the advantages of buying property in a self-managed super fund, highlighting the potential for higher returns and financial growth.
• 💡 Leveraging $200k from a super fund to buy a $600k property, showing how this strategy can double assets in 10-15 years.
• 💡 Importance of seeking advice and setting up a team to navigate the process of investing in property through a self-managed super fund.
• 💡 Real-life example of purchasing a property in Bendigo through a super fund, showcasing the potential for substantial asset growth and income.
• 💡 Discussing the long-term benefits of leveraging property in a self-managed super fund, leading to financial security and increased retirement income.

Melbourne has been overlooked in the property market due to the shiny object syndrome and the focus on other hot markets. However, it offers great fundamentals for long-term investment.

• Melbourne has been underrated due to the focus on other markets with short-term gains.

• The property growth cycles in Melbourne often have bursts followed by periods of stability.

• Other markets like Perth, Adelaide, and Brisbane have seen explosive growth, leading to less attention on Melbourne.

• Rental yields in Melbourne are not as favorable compared to other markets, but this is due to the already grown prices.

• Despite this, Melbourne is currently undervalued and offers opportunities for bargain deals with less competition.

• 👀 Melbourne has been overlooked in the property market.

• 📈 Property growth cycles in Melbourne have bursts followed by stability.

• 💼 Other markets like Perth, Adelaide, and Brisbane have seen explosive growth, leading to less attention on Melbourne.

• 💰 Rental yields in Melbourne are not as favorable compared to other markets due to already grown prices.

• 💎 Melbourne is currently undervalued, offering opportunities for bargain deals with less competition.

In this episode, Allan and John discuss whether investors should wait for interest rates to drop further before investing. They emphasize that there is never a perfect time to invest and that market sentiment should not dictate investment decisions.

• 🏢 Property investing is often driven by fear and the desire to avoid potential risks.
• 📉 12 months ago, there was fear in the market about interest rates going up and property prices crashing, but this did not happen.
• 💰 There is a constant fear of losing money, but many investors who jumped into the market last year have seen significant gains.
• 📈 Regardless of interest rate fluctuations, supply and demand factors play a more significant role in property prices.
• 🌍 Australia is experiencing a housing supply shortage, which contributes to property price growth.
• 💡 Whether interest rates stay the same, go up, or come down, there will never be an ideal scenario to invest. The key is to focus on the need to invest and finding the right approach.