Stuck in a debt trap? Wondering how to escape it without ruining your savings? This video dives into real-world debt management tips and personal finance strategies that actually work!!From tackling credit card debt using the smarter methods, to mastering debt management with simple EMI tips —we’ve got it all. Whether you’re paying high interest loans, struggling with credit card minimum payment, or need smart home loan tips and amortization hacks, this is your go-to guide from RTR Unfiltered finance Series. Discover powerful, tested steps toward financial freedom in Tamil today!00:00 - Intro00:50 - Title00:59 - Know your Debt!01:29 - Credit card mistakes02:14 - Step 0!!!02:58 - Avalanche vs Snowball06:31 - Smart refinancing07:35 - HARSH TRUTH08:10 - Good debt vs Bad debt09:49 - Smartest EMI hack!!13:13 - Summary13:49 - Before taking any loan..15:15 - Life Lesson16:21 - Outro16:53 - BTSAvalanche & Snowball methods calculator - https://docs.google.com/spreadsheets/d/1dN6pvUpsKCgWO-Ef2c72_3-Cl8jZlGWP/edit?usp=drive_link&ouid=116142691064902689727&rtpof=true&sd=trueSimple and Step-up Amortization Calculator - https://docs.google.com/spreadsheets/d/1jdBvcBtHTGzGBFbUVD807b3pGRJGIpHs/edit?usp=drive_link&ouid=116142691064902689727&rtpof=true&sd=true

Hitting my first 100 subscribers is just the beginning! In this video, I share my journey as a content creator, the ups and downs of YouTube growth, and why I started posting Shorts despite my take on short-form content. I break down the dangers of chasing trends, the YouTube algorithm, and the impact on creators. If you're looking for social media tips, how to grow on YouTube, or insights on YouTube monetization, this video is NOT for you lol. It's a casual talk about my learnings and perspective. Listen and Enjoy!!!

#RTRUnfiltered

Struggling with personal finance? Stuck in a debt trap? This video is your guide to middle class money management, helping you achieve financial independence and escape paycheck to paycheck living. Learn salary management, budgeting tips, and saving money while avoiding debt, the EMI trap, and a bad debt to income ratio. Develop financial discipline, build an emergency fund, and make smart investments for wealth building. Discover money saving tips, how to avoid impulse buying, practice mindful spending, and embrace frugal living. Learn to stop unnecessary expenses, build the best money habits, improve your financial literacy, stop eating out, reduce expenses, and achieve financial freedom by avoiding lifestyle inflation!#PersonalFinance #MoneyManagement #DebtTrap #FinancialFreedom #WealthBuilding #BudgetingTips #SaveMoney #MiddleClassFinance #FrugalLiving #SmartInvestments #FinancialDiscipline #AvoidDebt #MoneyMatters #MindfulSpending #StopLifestyleInflation #EmergencyFund #SalaryManagement #EMITrap