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Welcome to Mosaic: The Stories of Real Estate. Today, I discuss five important principles a borrower should use when determining the financial benefit of refinancing their mortgage. Mortgage rates are coming down, and refinancing opportunities are coming back. This episode provides insight and direction as to how a mortgage should be refinanced to ensure the lowest cost and lowest monthly payment. Enjoy the episode, and remember, these five principles are key when it comes to refinancing your mortgage. Feel free to call me anytime with questions. Michael F Nelson, CEO - Efficient Lending, Inc 720.419.3016 or mike@efficientlending.net NMLS: 1876539 NMLS: 1314188 #efficientlending #roguemedianetwork Learn more about your ad choices. Visit megaphone.fm/adchoices