• S8 E9: Fintech Recap: Klarna’s “Balance” vs. Banking, Affirm's Resilience, and Niche Neobanks Refuse to Die

  • 2024/09/04
  • 再生時間： 57 分
  • ポッドキャスト

S8 E9: Fintech Recap: Klarna’s “Balance” vs. Banking, Affirm's Resilience, and Niche Neobanks Refuse to Die

無料で聴く

ポッドキャストの詳細を見る

  • サマリー

  • In this week’s episode of Fintech Recap, Alex is joined by Jason Mikula to dive into the latest on fintech. With BaaS Island quiet, the guys head over to BNPL for some fresh juice. First up, Klarna’s U.S. launch and its new “Balance” feature — despite the hype, it’s not quite banking. In the U.S., “Balance” is more of a wallet within Klarna's app, far from their European banking model. Klarna’s shooting for global banking glory, but the fine print reveals a different tale — more shopping convenience than banking breakthrough. Next, they break down Affirm’s Q4 earnings. Looks like Affirm isn't just riding the BNPL wave — they're hanging ten. The big question: is success in BNPL about flashy growth or building a resilient model? The answer might surprise you. Plus, they dig into broader fintech shifts: Comune’s standout $21.5M raise targeting underserved immigrants alongside Apple’s decision to allow third-party access to its NFC chip. Will these moves change the game or just tweak the status quo? Tune in to find out! 00:06:58 Klarna Buzz vs Klarna Reality 00:19:55 Affirm Affirms Steady, Cautious Growth 00:32:54 Niche Neobanks: The Next Big Thing, Again? 00:41:36 Apple “Kinda” Opens Up NFC 00:51:42 Can’t Let It Go Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/ Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson
    続きを読む 一部表示
activate_samplebutton_t1

あらすじ・解説

In this week’s episode of Fintech Recap, Alex is joined by Jason Mikula to dive into the latest on fintech. With BaaS Island quiet, the guys head over to BNPL for some fresh juice. First up, Klarna’s U.S. launch and its new “Balance” feature — despite the hype, it’s not quite banking. In the U.S., “Balance” is more of a wallet within Klarna's app, far from their European banking model. Klarna’s shooting for global banking glory, but the fine print reveals a different tale — more shopping convenience than banking breakthrough. Next, they break down Affirm’s Q4 earnings. Looks like Affirm isn't just riding the BNPL wave — they're hanging ten. The big question: is success in BNPL about flashy growth or building a resilient model? The answer might surprise you. Plus, they dig into broader fintech shifts: Comune’s standout $21.5M raise targeting underserved immigrants alongside Apple’s decision to allow third-party access to its NFC chip. Will these moves change the game or just tweak the status quo? Tune in to find out! 00:06:58 Klarna Buzz vs Klarna Reality 00:19:55 Affirm Affirms Steady, Cautious Growth 00:32:54 Niche Neobanks: The Next Big Thing, Again? 00:41:36 Apple “Kinda” Opens Up NFC 00:51:42 Can’t Let It Go Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/ Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson
政治・政府 個人ファイナンス 経済学
続きを読む 一部表示

S8 E9: Fintech Recap: Klarna’s “Balance” vs. Banking, Affirm's Resilience, and Niche Neobanks Refuse to Dieに寄せられたリスナーの声

カスタマーレビュー：以下のタブを選択することで、他のサイトのレビューをご覧になれます。

Audible.co.jp

Amazon.co.jp
レビューはまだありません。