In this, my first post-vaccine episode, I implore you (again) to maintain your resilience and adaptability in the face of lockdowns and quarantines. Needless animosity and advocacy is, at some level, a waste of time. Time goes on and opportunities aren't locked down. They ceaselessly search for their own champions of delivery and execution in all markets and conditions. 

I also explain the power of compound yield and the benefits of:

• reinvesting earnings
• systematically invest new money each year, or better, every month
• and if possible, as part of an RRSP, reinvest the tax savings generated by their contributions

If you want to generate scenarios based on your own assumptions, there are different calculators online, including the one, very well done, of the site "Manage Your Money Better" offered by the Ontario Securities Commission. See here https://www.getsmarteraboutmoney.ca/calculators/compound-interest-calculator/

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Jeffrey H Barrett CIM® Investment Fund Advisor * Life & Health Insurance Advisor

7051 Bayers Rd. Suite 202 | Halifax (Nova Scotia) B3L 2C1

Phone: 902.799.1185 | Fax: 888.384.8818 | Office: 902.446.4560

jeffrey.barrett@dfsin.ca| www.dfsin.ca/jeffreyhbarrett

*The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Real investment advice is one-on-one, consultative, and collaborative and should be part of an agreed-to mutual engagement.