In this episode, your host Greg Shepard shares with you 7 questions to ask your financial advisor.

Maybe you're currently in the market for an advisor or trying to figure out what your advisor really does to justify his / her fee.

Listen as Greg shares with you, not only the 7 questions to ask your financial advisor, but how he answers the very same questions for his firm.

Remember, if you're trusting your life savings to this person (financial advisor), it's probably a good idea you know one or two of these things discussed in this episode. Be your own advocate!

Lastly, listen as Greg talks you through a couple real-life examples of how getting answers to these questions can impact your decision making......especially when it comes to expenses!

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Other Resources:

Podcast Episode: What is a Backdoor Roth IRA Contribution?

Podcast Episode: Who Can Contribute to SEP IRA?

Small Business Financial Podcast

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard shares with you his thoughts around marketing and growing your business.

Listen as he shares with you what he's done that works, but more importantly, what he's done that hasn't worked.

Greg will share with you a short story to emphasize why it's important to buddy-up with those in different industries that cross over into your industry - centers of influence.

Lastly, Greg talks about how nothing really replaces person-to-person interaction and how we've gotten away from that over the last decade or so.

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Other Resources:

Podcast Episode: What is a Backdoor Roth IRA Contribution?

Podcast Episode: Who Can Contribute to SEP IRA?

Small Business Financial Podcast

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard shares with you new"ish" rules surrounding Inherited IRA's.

These rules came about with the SECURE ACT of 2020.

Listen as Greg shares with you how the interpretation of the new rules has morphed in less than 2 years and why most financial advisor's aren't even aware.

Lastly, Greg talks you through a simple example to illustrate the new rule so anyone can understand.

Remember, there are a lot of nuances with these new Inherited IRA rules and its vital that you work with a competent financial advisor and CPA planner to make sure you're getting things right.

Don't go at this alone!!

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Other Resources:

Podcast Episode: What is a Backdoor Roth IRA Contribution?

Podcast Episode: Who Can Contribute to SEP IRA?

Small Business Financial Podcast

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard, shares with you why he doesn't like the antiquated Risk Tolerance Questionnaire.

Think of this episode as more of a PSA.

Listen as Greg shares with you why most financial advisors haven't evolved from the "normal" Risk Tolerance Questionnaire and how Greg utilizes Risk Tolerance Questionnaires in his financial planning firm.

Lastly, Greg talks you through an example as to why this backward thinking process is outdated and how your financial advisor needs to start with education first.

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Other Resources:

Podcast Episode: What is a Backdoor Roth IRA Contribution?

Podcast Episode: Who Can Contribute to SEP IRA?

Small Business Financial Podcast

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard, shares with you an awesome strategy that's seldom used and often misunderstood.

Most small business owners have heard of a Roth IRA, but have you heard of a Backdoor Roth?

Maybe your MAGI (adjusted gross income) is more than what's allowed for you to deposit directly to Roth IRA.....

Listen as Greg shares with you who would benefit the most from this strategy and how you can get those Traditional monies over to your Roth account.

Learn about a little known rule, Pro Rata Rule, that could certainly trip you up if you don't plan accordingly and why it's vital you coordinate with your CPA planner and competent financial advisor when implementing this strategy.

Lastly, listen as Greg walks you through an example of the Backdoor Roth strategy to help you understand the logistics of the process.

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Other Resources:

Podcast Episode: What is a Simple IRA Plan?

Podcast Episode: Who Can Contribute to SEP IRA?

Small Business Financial Podcast

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard, shares with you one important feature of the Solo 401(k) that you need to know about as a small business owner - mainly for those sole proprietors out there.

Most small business owners have heard of a 401(k), but have you heard of a Solo 401(k)?

Listen as Greg shares with you why you need to consider this retirement plan, especially if you're a sole proprietor - maybe with spouse on payroll.

Lastly, learn why Greg transitioned from a SEP IRA to a Solo 401(k) for his small business.

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Other Resources:

Podcast Episode: What is a Simple IRA Plan?

Podcast Episode: Who Can Contribute to SEP IRA?

Blog What is a Solo 401(k)?

Small Business Financial Podcast

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard, sheds some light on the SEP IRA. What are they and who should use them?

Listen as Greg shares with you what size of small business owner should be using the SEP IRA and what are possibly better retirement plan options....depending on the size of your business.

Greg will dive into his personal situation (utilizing a SEP) that should help other small business owners out there.

Also, listen as to why it's vitally important to have a CPA planner (not a preparer) in your corner as a small business owner.

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

Resources:

Podcast What is a Simple IRA Plan?

www.safianncialservices.com

greg@shepardfinancial.com

In this episode, your host Greg Shepard, dives into Simple IRA's. What are they and who should use them?

Listen as Greg shares with you what size of small business owner should be using the Simple IRA and what are possibly better retirement plan options.

We'll dive into a real life scenario that came across Greg's desk a couple weeks prior to taping this episode. Learn why using a competent financial advisor improves employee relationships when using a Simple IRA.

Greg is a financial advisor at S&A Financial Services, Inc. and specializes in working with small business owners and their CPA's in providing proactive / wholistic financial solutions.

greg@shepardfinancial.com