In our last episode of Taking Care of Tutu, we learned what tutu is allowed to own and still qualify for Medicaid in Hawaii. But what if tutu has more than that? What if she has a house, or more than $2000? Does she have any options?

On this episode of "Taking Care of Tutu," we’ll discuss tutu’s options to qualify for Medicaid while still preserving her hard-earned savings. From investing in a prepaid funeral plan to making crucial home improvements and even acquiring a new vehicle, we will explore practical methods to convert assets that Medicaid counts into assets that Medicaid exempts. These strategies will help tutu meet Medicaid's stringent requirements while also offering tangible benefits to her family.

In this episode, you will hear:

• Strategies to convert countable assets into exempt ones for Medicaid eligibility
• Examples of spending down assets, such as prepaid funeral plans, home improvements, specialized vehicles
• Understanding the Medicaid exemption that allows someone to give a house to their adult child
• Rules and penalties for transferring properties to children, siblings, or children with disabilities
• Exploring Medicaid's five-year look-back period and its impact on asset gifting

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Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

If you’ve ever tried to google how to qualify for Medicaid, you know it’s SO confusing. Even though Medicaid is a federal program, it’s a little bit different in every state. It’s so common for our clients to leave their Medicaid google search more confused than when they began it!

Can tutu own a home? A car? A bank account? A pension? What happens if she gives it away?

In this episode, we’ll go through the Hawaii rules covering what you are allowed to own to qualify for Medicaid.

Haven’t heard of Medicaid? It’s the program that pays for an incapacitated senior’s stay at a nursing home, such as Hale Makua or Kula San, or adult foster care. It’s different than the medical insurance program, Medicare (confusing, right?). Medicare might pay for a short stay at a nursing home, if you are rehabbing from surgery for example, but it won’t pay for a long term stay.

In this episode, you will hear:

• Hawaii-specific Medicaid regulations
• Eligibility criteria
• What does Medicaid actually cover in Hawaii?
• What does not count toward tutu’s Medicaid eligibility?
• What if tutu is married? Can she get medicaid?

Follow and Review:

We’d love for you to follow us if you haven’t yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We’d love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

Last week we learned about decluttering tutu’s home and organizing to establish safer living spaces. But what if the home needs modifications?

Brandon Jarnesky of United Construction Group is on the podcast this week to teach us some of the most common modifications he sees homeowners make in order to ensure the home is safe and accessible for seniors. We’re talking about widening doorways on older homes, adding bathroom features to enhance safety, and eliminating or accommodating uneven surfaces and steps. Brandon shares his passion for helping our community as a builder and an employer helping local families stay in Hawaii.

This episode is packed with tips about ADA-compliant construction and effective home modifications for our kupuna and their families.

Resources from this Episode

United Construction Group: ucghawaii.com

808-450-6588

Instagram: @unitedconstruction_group

Follow and Review:

We’d love for you to follow us if you haven’t yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We’d love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

Episode Credits

If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.