In this podcast, mortgage broker John Coleman and co-host Norm Schriever talk about the state of Artificial Intelligence in the mortgage business in 2024, following up on their AI-in-mortgage episode a year earlier.

John and Norm talk about advancements, putting the use of AI in perspective, and how it’s a valuable tool – but not at all an omniscient solution that is replacing human interaction.

In fact, AI done properly just smooths out inefficiencies and delays, allowing more time to spend 1-on-1 with clients for better customer service and the human touch.

John also reveals the HUGE artificial intelligence platform that he’s worked on for more than a year, allowing a seamless, lightning-fast paperwork flow for his clients, ultimately giving then a competitive advantage.

As always, thanks for listening, subscribing, and joining us for this 22nd episode of Tea & Mortgage podcast!

See you next month!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Just coming back from his recent whirlwind trip to New York City, John talks about taking in US Open tennis matches and seeing his idol, Novak Djokovic.

John then covers his quick return to Ireland to see the iconic band, Coldplay in concert.

Back to business, in this podcast, we also talk about invaluable strategies for bidding on a property in Ireland. If you’re currently looking at homes in Ireland or just starting the process, it’s crucial that you understand the bidding process.

Armed with these tactics gleaned from 21+ years in the mortgage business, you’ll have the upper hand on getting the property you love at a price that’s favorable.

Of course, when it comes to information, help, or more assistance with negotiations or anything else with the property buying process, John Coleman is here at your service.

Most of all, that includes getting you ready and approved for a great mortgage.

As always, thanks for listening, subscribing, and joining us for this 21st episode of Tea & Mortgage podcast!

See you next month!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

In our 20th episode of the humble little Tea & Mortgage podcast, we have a special guest joining us: John Foley of LifeSize Plans.

John walks us through the amazing and unique services his firm, LifeSize Plans, provides.

From their website:

Bring your plans and future project to a real life-size experience before you put $1 on construction.

With the use of state of the art integrated projection technology we are able to show your complete project – including upper and lower floors, external landscaped areas, common areas, renders, and more at a ‘true’ 1:1 scale.

You can park your vehicles in the projected carpark and walk around your whole property before taking the next steps into VR/AR/XR. Your whole family, design team, and stakeholders can experience this all at the same time.

We incorporate the use of real furniture and props, as well as partition walls and decorations, to give you the best chance possible of perfecting your design.

We encourage you to push the props around the floor and place them in your rooms, hallways and shared areas, so you can get a true feel of your layout and size.

You may then find that you need more space or that your space is not used to its full potential. You may then also realise that you are overbuilding and can reduce the size of your project, saving yourself thousands of dollars per square meter; but for this to happen you have to walk through the projected design with furniture and measuring tapes and see for yourself – only at Lifesize Plans!

If you’d like to see more or talk to John:

John Foley
Web: https://www.lifesizeplans.com/
Email: headoffice@lifesizeplans.com
Instagram: https://www.instagram.com/lifesizeplans/

Thanks for listening, subscribing, and celebrating the 20th episode of Tea & Mortgage with us!

See you next month!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

In this episode, John Coleman talks about protecting your finances & future with One Plan insurance.

You’ve worked hard to get where you are, but life sometimes hands us challenges, setbacks, and even unexpected emergencies.

Don’t risk all that you and your family have today – One Plan insurance can help protect you, get you through the hard times unscathed, and help achieve peace of mind.

One Plan

Unlike many other brokers, we have a strong relationship with Irish Life, who offer their unique life insurance protection plan, One Plan Protection.

This policy, available to a select number of brokers, combines several types of cover in one plan for one payment, including Life Insurance Cover, Bill Cover, and Specified Illness Cover.

What's Included?

• Family Income Replacement: Provides your family with a replacement income if you pass away before the policy term ends.
• Monthly Bill Coverage: Offers financial support to cover your monthly expenses if you are unable to work due to illness or injury.
• Lump Sum for Recovery: Grants a lump sum payment if you are diagnosed with one of the specified illnesses covered under the plan.

Security and Flexibility

This plan allows you to tailor the benefits according to your unique needs and circumstances. You also have the option to adjust the coverage as your needs evolve.

Getting Started with One Plan Protection

To learn more about One Plan Protection and determine if it suits your needs, contact our team today.

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode, Irish mortgage broker John Coleman and co-host Norm Schriever talk about the recent decision by the European Central Bank to cut interest rates by a quarter point.

For those who aren’t aware, the European Central Bank cut its key interest rate to 3.75 percent from 4 percent on June 6, the first time it has cut rates since 2019.

The E.C.B. started raising interest rates in July 2022, a few months after the Fed, ending its era of negative rates. The increase, half a percentage point, was the first of 10 straight for the European bank, taking rates to the highest level in the bank's history.

So, today in this episode John talks about the ramifications in the Ireland mortgage market, what affect it may have on home prices and demand, and the possibility and timing of more rate cuts in 2024 and 2025.

Thanks for watch, listening, and sharing the Tea and Mortgage podcast and please contact John Coleman if you have any questions or need help at all!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this Tea & Mortgage podcast episode #17, host John Coleman and co-host have the pleasure of welcoming on a special guest, Suya Sausmikat!

Making her second appearance on the podcast, Suya, talks about the Brazilian community here in Ireland. Of course, Suya is native to Brazil and only came to Ireland about nine years ago. Like many Brazilians, she came just to learn English and get better opportunities, and eventually joined the mortgage industry along with John at JC Mortgages.

Now, she’s one of the preeminent ambassadors and influencers among the Brazilian community in Ireland when it comes to buying a home and the crucial step of obtaining a mortgage.

Recently, Suya was even included in an official report published by the Brazilian embassy here in Dublin that outlines the stats, facts, and demographics around the Brazilian community in Ireland, including housing metrics and trends. The report even directly quoted Suya and made a cool graphic out of it!

So, in this podcast, we talk about a few of the items in that report, the Brazilian community in general in Ireland, how Suya loves helping people from her home country who want to buy a property, and if we should rename this podcast, “Churrasco & Mortgage!”

🎙 Enjoy this podcast episode with the always pleasant and informative Suya Sausmikat, and feel free to get in touch or start your mortgage journey in Portuguese at the links below!

Mortgage information for Brazilians in Portuguese:
https://www.jcmortgages.ie/mortgages-for-brazilians/

Suya on Instagram:
@mortgagebrokerbr

To download the embassy report (in Portuguese):
http://www.gov.br/mre/pt-br/embaixada-dublin

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #16, John Coleman of JC Mortgages and co-host Norm Schriever talk about a few important topics and news when it comes to obtaining a mortgage and buying a property in Ireland.

· It may not be news exactly, but John was recently featured in the Sunday Independent newspaper. Check out his article!

· Why should a home buyer go to a mortgage broker as opposed to directly to the bank? There are some really huge benefits and advantages to using a mortgage broker, so you’ll want to hear this – especially if you’re a first-time buyer.

· John covers JC Mortgages’ custom home buying roadmap that he provides for free to anyone who would like to apply or even just get started, and how technology is continuing to enhance that client experience.

· Did you know that when it comes to mortgage approval, the bank may look at the payments you send home to others as a LOAN or a DEBT and it may actually reduce the amount of mortgage you’re approved for or even disqualify you from a mortgage altogether?!

John also covers a better way to structure sending money home, so it doesn’t jeopardize your mortgage and property buying goals. This is so important so be aware if you’re sending money home.

Enjoy this podcast episode and please get in touch if you need any help or advice about mortgage or buying a property in Ireland!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #15, John goes through some of the top questions about obtaining a mortgage and buying a property in Ireland.

We utilized Artificial Intelligence to get a list of the top questions you’re querying around the terms “Mortgage Ireland” and “Home buying Ireland.” The great AI tool answerthepublic.com (we’re not sponsored but would love to be!) came up with a list of hot search terms based on those terms.

So, John Coleman covers some common questions like:

1. Will mortgage rates go down in 2024 in Ireland?
2. Why mortgage rates are going down?
3. Are mortgage rates likely to go down?
4. When will mortgage rates go down?
5. Will home buying slow down?
6. Will prices go up or down?
7. Will the real estate market heat up?
8. What home buying programs do I qualify for?

Enjoy this podcast episode that’s all about answering your important questions and please leave your question in the comments below.

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie