In this episode, we dive deep into one of the most important decisions for annuity holders: choosing the right withdrawal strategy. Marty Becker breaks down the pros and cons of two popular options in multi-year guaranteed annuities (MIGAs)—taking a 10% annual withdrawal or allowing your interest to accumulate for a larger payout later.

You'll learn:

• The basics of monthly, 10%, and interest accumulation withdrawals
• How different strategies align with your financial goals
• A real-world comparison of how interest rates impact your maximum withdrawal options
• When it might make sense to choose a lower interest rate for more flexibility

If you're wondering which approach best suits your needs, this episode will help you make an informed decision to maximize your annuity’s potential. Tune in to gain practical tips and insights that could impact your financial future.

In this episode, Marty Becker, founder of Atlas Financial Strategies, dives into the details of the Ibexis Fixed Indexed Annuity. Whether you've been offered this product or are researching options for safe growth, this review covers everything from its unique features to how it stacks up against other annuities on the market.

Join Marty as he explores the Ibexis annuity’s standout characteristics, including the rare bailout feature, flexible floor rate options, and potential for growth without risking your principal. He also breaks down key terms like "tracking value" and "declared rate," helping you understand how this annuity can fit into your retirement strategy. With balanced insights on the pros and cons, this episode will leave you with a clear picture of what the Ibexis annuity offers and whether it could be the right choice for your financial goals.

Tune in to get Marty’s independent take on the Ibexis Fixed Indexed Annuity and find out if this unique product aligns with your retirement needs!

This week, we’re diving into the Top 5 Benefits of Index Annuities and the main reasons they’re becoming more popular. Based on feedback from real annuity owners, here are some key benefits they’re raving about:

• Longer Lives, Less Worry: Lifetime income keeps essentials covered—no matter how long you live.
• Market Protection: Steady income without stressing about the stock market.
• Fraud Protection: Reduced vulnerability in retirement years.

If you’ve been wondering how an index annuity could provide a safer, more confident retirement, don't miss this episode.

In this episode, you’ll get a straightforward breakdown of whether annuities are investments or insurance, with practical examples to clarify how they work. Marty dives into the different types of annuities, showing which protect your principal and which can grow your wealth. You’ll also see how annuities compare to traditional investments in terms of returns and risks, helping you decide if they’re a fit for your retirement plan. It’s a quick way to understand the benefits and limitations of annuities without the confusion.

In this episode, Marty Becker, owner of Atlas Financial Strategies, reveals how retirees can confidently spend more of their hard-earned money by utilizing guaranteed income annuities. Marty breaks down new research from economists David Blanchett and Michael Finke, showing how annuities give retirees a psychological “license to spend” and enjoy up to 20% more income each year compared to traditional investments.

Tune in to learn:

• Why annuities aren’t just for worst-case scenarios
• The "annuity puzzle" and how to solve it
• How income annuities can boost your retirement spending
• Why your financial advisor might not be showing you this powerful option

If you're ready to stop worrying about running out of money and start enjoying your retirement, this episode is for you!

Listen now and learn how the Atlas Annuity Strategy can help you maximize your retirement income.

In this episode, Marty Becker breaks down the different annuity income payout options to help you make informed decisions about your retirement. He explains key terms like Lifetime Income Rider (LIR), Guaranteed Minimum Benefit (GMWB), and Single Premium Immediate Annuities (SPIAs). You'll also learn about various payout choices, including life only, life with return of premium (ROP), installment refund, and term certain options. Whether you're looking for higher income or a way to leave something behind for your loved ones, this episode simplifies it all.

Tune in to find the best annuity strategy for your needs!

In this episode, we take a close look at the Athene Performance Elite and Elite Plus annuities. If you've been offered one of these, or if you're curious about how they work, this episode is for you. We’ll break down the different term lengths (7, 10, and 15 years), explain bonuses, fees, and withdrawal options, and help you understand what these annuities are really designed for. Whether you're looking to grow and protect your money or plan for income, this episode will give you clear answers and help you decide if this product is the right fit for your financial goals. Tune in to learn more!