Esther is on a journey to financial freedom by building her investment portfolio one step at a time. Personal finance is personal and everyone will have a slightly different way to achieve their financial goals.

In this episode, Ess talks about how she teaches her children about money and saving, cutting discretionary spending all she can and now looking to increasing her family income, how she takes the lead in managing her family's finance, dividends and much more. Please enjoy!

Join us on Twitter for real conversations about family finances:

• Follow the podcast on twitter: https://twitter.com/famfinanceshow
• Follow Diana on twitter:https://twitter.com/dianagranoux
• Follow Ess on twitter:https://twitter.com/EMukumbo
• Website: https://www.familyfinanceshow.com

Subscribe on your favorite podcast platform: https://podlink.to/FamilyFinanceShow

The Finance Ghost was a guest on the podcast in the very first season where we spoke about dividends, an important part of a diversified investment strategy. This season he is back to speak about his personal experience as an entrepreneur, husband and father.

In this episode we cover entrepreneurship and some of the non financial benefits derived from being an entrepreneur; transitioning from a corporate employee to self employed; having no retirement savings; being liquid debt free; and how important it is not to neglect yourself as a parent and especially as an entrepreneur. Please enjoy!

Join us on Twitter for real conversations about family finances:

• Follow the podcast on twitter: https://twitter.com/famfinanceshow
• Follow Diana on twitter:https://twitter.com/dianagranoux
• Follow The Finance Ghost on twitter:https://twitter.com/FinanceGhost
• Website: https://www.familyfinanceshow.com

Subscribe on your favorite podcast platform: https://podlink.to/FamilyFinanceShow

This week's guest is a loyal fan of the show. Francis, like many of us, did not learn how to manage money as a child or young adult. He grew up in a cash based economy where debt was seen as something to be avoided at all costs.

Despite not being exposed to personal finance principles at a young age, Francis has spent the last 10 years learning all he can by reading books, listening to podcasts and having a meeting with a financial planner.

In this episode, we touch on all the lessons Francis has learned along the way. He speaks about how his emergency fund saved him, how he dealt with a voluntary retrenchment, and how, on the advice of a friend, he invested in an expensive fund where the fees were equivalent to the growth of the investment, effectively zeroing all growth on his investment.

Join us on Twitter for real conversations about family finances:

• Follow the podcast on twitter: https://twitter.com/famfinanceshow
• Follow Diana on twitter:https://twitter.com/dianagranoux
• Website: https://www.familyfinanceshow.com

Subscribe on your favorite podcast platform: https://podlink.to/FamilyFinanceShow