In this powerful episode of The Guilt-Free Spending Podcast, I break down why clarity, not just knowledge, is the real game changer when it comes to credit. Using a hilarious story about my twin nephews and the “quiet game,” I explain how knowing the rules isn’t enough; you have to know how to apply them.

You’ll learn:

• Why paying on the due date may not help your score
• How to use statement dates to your advantage
• What credit utilization actually means (with a clear example)
• How one small shift helped a client boost her score by 42 points in 45 days

This episode is your reminder that clarity builds confidence, and with just one clear action, you can start creating real results with your credit.

🎯 Plus, I give you a challenge to take action this week. Are you ready?

Looking for a supportive space to transform your relationship with money? The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we can send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU: https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy

Feeling stuck in debt and overwhelmed by your money decisions?

In this episode, learn how one powerful mindset shift can help you stop the cycle, face your finances, and finally take control of your debt—for good. 💸✨

✨ If you’ve ever thought, “I should be further by now,” this is for you.

We’re talking about:

Why awareness alone isn’t enough

How to stop reacting and start reclaiming control

A simple mindset shift that will move you forward—today

📓 Grab a notebook.

This one’s personal, practical, and full of truth.

Looking for a supportive space to transform your relationship with money?

The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance. Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here:

http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU:

https://www.greenwealthlegacy.com/resources

The Legacy Blog:

⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website:

www.greenwealthlegacy.com

Facebook: ⁠⁠

www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠

www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠

http://linkedin.com/Green-Wealth-Legacy

Pinterest:

www.pinterest.com/greenwealthlegacy

Explore the connection between emotional self-care and financial clarity with Money Planning Coach Josee Mbamba.

In this powerful episode of the Guilt-Free Spending Podcast, Josee Mbamba breaks down the most overlooked step between financial awareness and lasting change: clarity.

This isn’t just about seeing your numbers—it’s about feeling grounded and in control of your money again. Josee shares why clarity is a form of self-care, the beliefs that make it possible, and how emotional clutter often blocks financial progress.

You’ll hear a relatable client story, get actionable steps to create structure, and walk away with journal prompts that help you shift from overwhelmed to organized.

If you’re ready to stop second-guessing and start building a system that reflects your values, this episode is for you.

🎧 Listen now—and let clarity lead the way.

Ready to take it to the next level? Apply to work with us at: http://www.greenwealthlegacy.com

Looking for a supportive space to transform your relationship with money?

The Guilt-Free Spending Group is designed for high-achieving women who are ready to: 💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/ Free Money Management

Resources just for YOU:

https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy

Explore the mind, body, and money connection with Money Life Coach Christiane David.

In this powerful episode of the Guilt-Free Spending Podcast, Christiane David explores what happens after you’ve built financial awareness. The next step? Creating financial intimacy—a deep, personal relationship with your money rooted in emotional clarity, self-trust, and intentional action. Christian shares how to connect your mind, body, and money by identifying emotions in the body, learning to allow them without judgment, and building the habits and skills needed to move forward. If you’re ready to stop reacting to money and start making empowered, aligned decisions, this episode is your roadmap.

Ready to take it to the next level? Visit our website to apply to work with us: http://www.greenwealthlegacy.com

Looking for a supportive space to transform your relationship with money? The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU: https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy

In this foundational episode, host Christiane David dives deep into the power of awareness as the first essential step to financial transformation. Before any strategies, spreadsheets, or savings plans can work, you must first know exactly where you are—mentally, emotionally, and financially. Christiane unpacks how thoughts create emotions, emotions drive actions, and actions lead to financial results, making self-awareness not just helpful but necessary for lasting change. This episode offers practical tools and powerful mindset shifts to help you understand your relationship with money in a judgment-free way.

Ready to take it to the next level? Visit our website to apply to work with us: http://www.greenwealthlegacy.com

Looking for a supportive space to transform your relationship with money? The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU: https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy

In this episode, we're talking about the first and most powerful step to take control of your money-checking your credit report. If you haven’t reviewed your credit in the last 90 days, you could be putting your financial future at risk without even knowing it.

I’ll show you exactly how to pull your reports, what to look for, and why it’s not just about the score but the story your credit profile is telling lenders.

We’ll talk about overcoming fear, shame, and avoidance, and stepping into your role as the CEO of your financial life.

Whether you’re trying to rebuild your credit, prepare for homeownership, or simply want to feel more in control-this is where financial confidence begins.

Looking for a supportive space to transform your relationship with money? The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU: https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy

Even high-achieving women avoid their finances—not because they’re careless, but because they’re overwhelmed, exhausted, and unsure what to do next.

In this episode, Olga walks you through:

How to get honest about where you really are with your debt (without shame)

What freedom could actually look and feel like for you

A simple, guided debt reflection to help you move from fear to clarity

This is the start of something powerful.

If you’ve been spinning your wheels, it’s time to stop and choose a better path.

Next Step: Join the Money Academy for real support, tools, and a strategy you can trust: https://www.greenwealthlegacy.com/moneyacademy

Looking for a supportive space to transform your relationship with money?

The Guilt-Free Spending Group is designed for high-achieving women who are ready to:

💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we send you your entry gift right away.

Join here:

http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU:

https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected!

Website:

www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠

www.facebook.com/greenwealthlegacy

Instagram:

⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠

http://linkedin.com/Green-Wealth-Legacy

Pinterest:

www.pinterest.com/greenwealthlegacy

Even the most successful women can find themselves avoiding their bank accounts—not out of carelessness, but out of exhaustion, overwhelm, and fear of what they’ll find.

In this powerful episode, Josee shares the 3 emotional and financial consequences of avoiding your money—and how one small, 10-minute action can help you move from fear to leadership.

If you’ve been feeling disconnected from your finances, this episode is your gentle invitation to come home to your money, your peace, and your power.

In this episode, you’ll learn:

• Why high-achieving women often avoid looking at their finances—and how it’s really a form of self-protection

• The 3 problems that a lack of financial awareness creates in your daily life

• The transformation story of a Sapphire Design client who went from panic to peace

• How to do a No Judgment Money Check-In—a simple 10-minute practice that builds clarity without shame

• Why awareness is the first step to building the life and legacy you actually want.

Your Action Step:

Take 10 minutes this week to do a No Judgment Money Check-In.

Observe without judgment. Reflect with honesty. Start where you are.

Looking for a supportive space to transform your relationship with money?

The Guilt-Free Spending Group is designed for high-achieving women who are ready to: 💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way. Be sure to answer the membership questions so we send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

Free Money Management Resources just for YOU:

https://www.greenwealthlegacy.com/resources

The Legacy Blog: ⁠⁠www.greenwealthlegacy.com/blog

Let's Stay Connected! Website: www.greenwealthlegacy.com ⁠⁠

Facebook: ⁠⁠www.facebook.com/greenwealthlegacy

Instagram: ⁠⁠www.instagram.com/greenwealthlegacy

LinkedIn: ⁠⁠http://linkedin.com/Green-Wealth-Legacy

Pinterest: www.pinterest.com/greenwealthlegacy