• Sunday Scaries: The Paralysis of Facing Another Week When Your World is Falling Apart
    2024/11/17

    Sunday evenings are meant to be a gentle wind-down, a time to recharge before the start of a new week. But for some of us, those final hours of the weekend can feel like the walls are closing in, like a heavy blanket of dread has been thrown over our shoulders. We sit there, frozen, as the sun goes down, paralyzed by the fear of what lies ahead. I can still feel the anxiety and my throat closes up as I write this.

    THANK YOU FOR SUBSCRIBING

    As usual you can find me:

    https://moneywhineandcheese.com

    sara@thesarafernandes.com

    https://linktr.ee/Thesparklingbudgeteer


    NOW also:

    https://lifemasterymagazine.com

    hello@lifemasterypublishing.com



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    6 分
  • Sunday Scaries: The struggle to Live Life on Your Terms
    2024/11/10

    It's not always easy to live life on our terms. How does that impact our Sunday Evening anxiety?

    As always you can find me:

    https://moneywhineandcheese.com

    sara@thesarafernandes.com


    And NOW also as Editor in Chief:

    https://lifemasterymagazine.com

    hello@lifemasterypublishing.com

    LM Magazine is your go-to digital publication crafted for midlife women seeking inspiration, growth, and empowerment. Each issue dives into topics that matter most to you, from personal development and wellness to mindful living and financial wisdom. Our mission is to help you create the best life possible with practical advice, uplifting stories, and a supportive community. Whether you’re navigating life’s transitions, setting new goals, or simply looking for motivation, LM Magazine is here to accompany you on your journey to a fulfilling life.

    Subscribe to the Magazine

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    11 分
  • Sunday Scaries: How to manage your time and avoid anxiety
    2024/11/04

    A weekly series designed to help you overcome the Sunday evening anxieties that come with the start of a new week. Each episode I’ll talk about common sources of stress, that go from money problems to unfinished to-do lists, from feeling stuck in routines to navigating big life transitions. So, join me as we dive into topics that impact the everyday woman, that’s you and me, with tips and reflections to help you find balance, calm, and renewed energy for the week ahead.

    https://moneywhineandcheese.com

    sara@thesarafernandes.com


    https://lifemasterymagazine.com

    hello@lifemasterypublishing.com


    LM Magazine is your go-to digital publication crafted for midlife women seeking inspiration, growth, and empowerment. Each issue dives into topics that matter most to you, from personal development and wellness to mindful living and financial wisdom. Our mission is to help you create the best life possible with practical advice, uplifting stories, and a supportive community. Whether you’re navigating life’s transitions, setting new goals, or simply looking for motivation, LM Magazine is here to accompany you on your journey to a fulfilling life.

    Subscribe to the Magazine

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    14 分
  • Money Mindset Shifts - How to Become Confident with Your Finances
    2024/10/27

    Money Mindset is one of those areas we have to keep working on. It can be a very difficult topic especially for women going through life transitions. Take a listen and tell me if you agree with the 5 steps I have for you.


    As usual you can find me:

    Money, W(h)ine & Cheese

    sara@thesarafernandes.com

    https://linktr.ee/Thesparklingbudgeteer


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    7 分
  • How to Break the Paycheck-to-Paycheck Cycle: A Step-by-Step Guide
    2024/10/20

    If you're feeling like you're stuck in that paycheck-to-paycheck cycle, always waiting for the next payday, and feeling anxious about the money running out—you're not alone. But today, I want to help you change that. Let's break free from this cycle together.


    As usual you can find me:

    https://moneywhineandcheese.com

    sara@thesarafernandes.com

    https://linktr.ee/Thesparklingbudgeteer


    #howtobudget #budgeting #moneymatters #womenover50 #debtfree #payoffdebt #moneymanagement #personalfinance

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    8 分
  • How to build your first emergency Fund
    2024/10/13

    An Emergency Fund not about preparing for disaster; it’s about creating a safety net that gives you peace of mind and the confidence to face whatever life throws your way. An emergency fund allows you to take control of your finances and avoid reaching for that credit card in moments of stress. Let’s dive into how you can start building one today.


    Please subscribe and give the podcast a rating so it gets pushed out to others! Thank you.


    As usual you can find me:

    https://moneywhineandcheese.com

    sara@thesarafernandes.com

    https://linktr.ee/Thesparklingbudgeteer


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    17 分
  • How to become a mindful spender in your 50s
    2024/10/06

    In our 50s, we might find ourselves at unique crossroads in life. So, whether you're nearing retirement, adjusting to an empty nest, or simply rethinking your financial future, now is a perfect time to adopt mindful spending practices. The goal? To ensure that every dollar you spend is intentional, aligned with your values, and ultimately stretches your budget further without sacrificing the things that bring you joy.

    Mindful spending isn’t about depriving yourself - it’s about making smarter, more deliberate choices that lead to greater financial freedom. Here are some simple, actionable tips to help you practice mindful spending and maximize your budget today.

    As usual you can find me:

    https://moneywhineandcheese.com


    Want to learn more about why you spend money the way you do? The Money Mindset Blueprint is now available 👇

    https://moneywhineandcheese.com/courses-2/

    Other resources to support you on your Financial Journey:

    https://moneywhineandcheese.com/planners/

    https://linktr.ee/Thesparklingbudgeteer

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    18 分
  • How to budget using the 60-30-10 Rule
    2024/09/29

    Budgeting using the 60-30-10 Rule


    US

    The Budget Planner

    UK

    The Budget Planner


    As usual you can find me

    Blog Money, W(h)ine & Cheese

    sara@thesarafernandes.com

    Everywhere else


    #budgeting #money #financialfreedom #budgets #payingdebt #personalfinance #lifecoach

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    15 分