This episode of the Prosperity Podcast dives into the unique habits and mindsets of America’s 1%, featuring insights from Kim Butler. Discover how they focus on cash flow over net worth, invest in themselves, and maintain financial discipline. Learn why tiny habits and long-term efficiency are key to prosperity. Whether you’re looking to manage wealth or understand affluent strategies, this episode offers invaluable takeaways in a straightforward, actionable manner. Tune in for a practical guide to financial thinking at a higher level!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.
Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• Focus on Cash Flow Over Net Worth
• Investing in Self to Provide Value
• The Power of Incremental Habits
• Tortoise and the Hare: Wealth Creation
• Leveraging Business Collaborations
• Principles Wealthiest Avoid: Three Key Points

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

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Tune into the Prosperity Podcast for a refreshing episode about cutting through the noise in turbulent times. Kim shares practical tips for focusing on your strengths and nurturing 10X thinking. Perfect for those seeking clarity amid chaos.

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• Signal vs. Noise.
• Not Participating in Negativity.
• Strengths Overcomes Noise.
• Staying Focused on Value Creation.
• Measuring Progress, Not Gap.
• Identifying 10X Opportunities.
• Seeking Signal Amidst Noise.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

Tune into the Prosperity Podcast as we journey back to early 2020 with Kim Butler. Discover how drastic shifts in savings habits can prepare you for both emergencies and opportunities. Learn why saving isn’t just crucial—it’s transformative. Don’t miss this insightful episode!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• Time Machine to Early 2020
• U.S. Savings Rate History
• Saving as a Verb
• Automatic Savings Structure
• Impact of Poor Saver’s Life
• Opportunity Blindness Due to Stress
• Margin Call Story
• Acquiring Business for $1
• Wisdom for Younger Savers
• Seeing Beyond the Paycheck

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

Tune in to the Prosperity Podcast as Kim offers her no-nonsense insights on current mortgage rates and refinancing. With a straightforward perspective, she shares the importance of locking in a fixed rate and compares it to life insurance’s long-term benefits. Get financial wisdom for today and future clarity!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• To be invited into Currence send an email to hello@prosperitythinkers.com with the subject line: Currence

Show Notes

• Historical perspective on mortgage rates.
• The value of a 30-year fixed mortgage.
• Comparing mortgage rates to past decades.
• Locking in mortgage rates below 8%.
• Life insurance and long-term financial planning.
• Understanding the impact of present value math.
• The desire for wealth and financial freedom.
• Personal experience with wealth in early career.
• Advice for young investors: don’t fear high values.
• Importance of preserving principal.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

In this episode of The Prosperity Podcast, learn how small financial tweaks can yield big long- term gains. Fresh from a top financial advisors’ event, Kim shares surprising money habits that can transform your financial future. It’s all about saving as a verb!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• To be invited into Currence send an email to hello@prosperitythinkers.com with the subject line: Currence

Show Notes

• Saving as a verb vs. a noun
• Savings linked to control
• Importance of monthly cash flow control
• Capturing extra dollars can mean millions
• Smoothing income fluctuations for business owners
• Conscious choices during high-income months
• Reducing decision fatigue with fewer financial sessions
• Prosperity Pledge Membership benefits
• Tax planning reminder for the end of the year
• Wealthy individual prioritizes cash reserves
• Prep now for future opportunities

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

On this episode of the Prosperity Podcast, special guest Teresa Sheridan, an expert from Prosperity Thinkers, breaks down the complexities of life insurance. With nearly 20 years in the field, Teresa shares a step-by-step guide, from policy inception to usage and renewals. If you’re confused about whole life insurance, this episode is a must-listen for clear insights and practical advice. Teresa’s expertise in designing policies tailored to individual needs will help you navigate insurance decisions with confidence. Tune in to understand the full spectrum of life insurance and plan effectively for the future!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• Connect with Special guest Theresa Sheridan from Prosperity Thinkers
• theresa@prosperitythinkers.com

Show Notes

• Overview of the podcast’s topic.
• Teresa’s 20-year experience with Prosperity Thinkers.
• Common points in the life insurance process where clients get hung up.
• Complexity of whole life insurance.
• Strategies to make whole life insurance understandable and appealing.
• Importance of long-term thinking in life insurance.
• Explaining whole life insurance benefits including long-term care.
• Floor and ceiling concept for policy design.
• Convertible term for maximum future flexibility.
• Importance of not just cost but value in insurance planning.
• Use of illustrations in life insurance for projections.
• Checking in regularly with clients to update their policy based on life changes.
• Encouragement for listeners to start conversations to understand their insurance needs.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

In this episode of the Prosperity Podcast, hosts Kim and Spencer unpack the hidden costs of private wealth management and the impact of fees on your long-term financial health. Discover why traditional wealth managers may not be worth their fees and how opportunity costs can erode your wealth. Kim uses real-life scenarios to highlight the staggering effect these fees can have over a 30-year period. Essential listening for anyone looking to take control of their financial future!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• https://x.com/moizali/status/1831063524707369424?s=12&t=Wx4UH3H0WqT4Xg1RSCK9hA

Show Notes

• Defining private wealth
• Hidden cost of fees
• Long-term impact of fees
• Example of compounding fee costs
• Opportunity cost of fees
• Misunderstanding fee impact
• Critique of private wealth management
• Misaligned incentives in wealth management
• The illusion of unique advisors
• Automated trading vs. human managers
• Monkey with darts analogy
• Misalignment of interests with clients
• Importance of liquidity and cashflow
• Differentiating prosperity thinking from wealth management

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

On this episode of the Prosperity Podcast, Kim unravels the mystery behind financial bubbles and dispels misconceptions fueled by the media. Learn vital strategies to manage cash flow and liquidity, and hear firsthand stories of those who thrived and those who ailed during past bubbles. Discover the power of a prosperous mindset and practical steps to ensure your financial resilience. A must-listen for anyone seeking financial stability and growth!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• https://prosperitythinkers.com/wealth/cagr-vs-average-annual-return/

Show Notes

• Interest rates and their misunderstood impact.
• Financial bubbles and the math behind averages.
• People’s reactions to financial uncertainty.
• Importance of thinking long-term in personal finances.
• Addressing real estate bubbles and market conditions.
• Principle of thinking prosperously.
• Lessons from the 1980s savings and loan crisis.
• Cash flow and liquidity during financial crises.
• Wealthy individuals’ strategies during economic downturns.
• Effects of greediness and lack of proper cash flow.
• Providing perspective and support during financial crises.
• Role of liquidity and cash flow in financial strategy.
• How financial strategists can help provide clarity and air.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS