In this delightful episode of The Referral Effect, host Paul Dulieu is joined by the inspiring Jane Malyon, founder of the English Cream Tea Company. Jane is a true expert in all things afternoon tea, but her talents don’t end there – she’s a Guinness World Record holder, a best-selling author, a social media sensation on TikTok, a public speaker, and even a black belt in karate!

Join Paul and Jane as they explore the heart warming origins of the English Cream Tea Company, the joy of delivering ‘hugs in a box’ with her famous afternoon tea hampers, and how a simple cup of tea can bring people together in powerful ways. Jane shares stories of her viral TikTok journey, her all-year-round Christmas home, and her incredible TEDx talk on how afternoon tea could save the world.

You’ll hear fascinating insights about the etiquette of afternoon tea, the soft skills it can teach, and why Jane’s home is always ready for Christmas. Plus, don't miss Jane's quick-fire answers to questions about her favourite tea, scone etiquette, and the best place she’s ever had afternoon tea.

This episode is full of warmth, wisdom, and a touch of whimsy – perfect for anyone who loves a good story and a great cuppa.

Listen now and let Jane Malyon bring a little sweetness and a lot of inspiration to your day.

Music from: https://uppbeat.io/t/simon-folwar/happy-days

License code: DZVHDQVSFDDGB0W8

In this episode of The Referral Effect, host Paul Dulieu sits down with Howard Bullock, founder of Clear Financial Advice, for a candid and insightful conversation. From the adrenaline-fueled chaos of a City trading floor to the calm, client-focused world of financial planning, Howard shares his remarkable journey – and the lessons he’s learned along the way.

Discover how Howard helps clients of all backgrounds secure their financial futures, why building trust is at the heart of his business, and how smart financial planning can transform lives.

Tune in as Paul and Howard explore:

• Howard’s journey from city trader to trusted financial advisor.

• The biggest financial mistakes business owners make – and how to avoid them.

• Why diversification is the secret to financial resilience.

• The powerful impact of networking and relationship-building.

Whether you're an entrepreneur, a professional, or just someone who wants to make smarter financial decisions, this episode is packed with wisdom and practical advice.

#BusinessNetworking #Entrepreneurship #IFA #ClearIFA #TrustedAdviser #EssexBusinessForum #EBF #Essex

Music from: https://uppbeat.io/t/simon-folwar/happy-days

License code: DZVHDQVSFDDGB0W8

In this episode of The Referral Effect, host Paul Dulieu sits down with the ever-energetic Ben Golding – a man of many hats. From the bright lights of the West End to helping people save money with Utility Warehouse, Ben brings heart, humour, and a theatrical flair to everything he does.

We talk about his time performing at the London Palladium, getting drunk with Shirley MacLaine, launching his new business as a professional skills coach, and why he gets up at 4am every Thursday for EBF. Along the way, Ben shares how goal-setting, networking, and a strong sense of community have shaped his journey.

Authentic, inspiring and full of great takeaways. This is one not to miss.