Are you a teacher dreaming of early retirement? In this episode of The Teacher Money Show, Shaun Morgan sits down with Rachel (@teachertomillionaire), a veteran middle school math teacher and passionate financial educator, to talk about how taxable brokerage accounts can play a key role in your early retirement plan.

Explore the show notes at:

https://www.teachermoneyshow.com/show80

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

The brokerage I recommend is Fidelity (Referral link)

https://fidelity.app.link/e/oCNKRWIuoNb

In this episode we discuss early retirement and how retirement accounts like the IRA and 457 are great, but can't beat taxable accounts for flexibility, no contribution limits, and even the possibility of 0% capital gains tax in early retirement.

💰 Rachel shares her simple, effective three-fund portfolio strategy

📉 How she escaped a high-fee 403(b) vendor (saving nearly $1M!)

🚀 Why automating your investments is key to long-term success

🧠 How to mentally treat your taxable account as a retirement vehicle

🎯 Rachel offers a free "How to get out of a high fee vendor" and "Ticker symbol cheat sheet". You can find them in the show notes!

#financialindependence #teachersidehustle #taxablebrokerage #earlyretirement #teacherfinance #403b #investingforteachers #financialliteracy #fi #teachermoneyshow

Financial education doesn’t have to be boring! In this episode of The Teacher Money Show, I sit down with Susan Meredith, inventor of Mentomorph Money, to explore how game-based learning can revolutionize financial literacy education.

Explore the show notes at:

https://www.teachermoneyshow.com/show79

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Attend the Free Menta Morph Power Hour (Code MMFriend)

http://bit.ly/mentagift1hr

In this episode we dive into:

🎮 How games help students and adults practice financial decision-making in a low-risk environment

💡 The difference between game-based learning and gamification (and why it matters)

📈 How focusing on net worth beyond just money shifts financial mindsets

🤯 The emotional barriers to learning about money and how games can break them

🛠️ Practical ways educators and financial coaches can use games to teach real financial skills

For more great ideas to help you have a richer wallet, classroom, and life, subscribe to the channel!

💬 What are your thoughts on game-based financial education? Comment below! 👇

#FinancialEducation #GameBasedLearning #TeacherMoneyShow #MoneyMindset #FinancialLiteracy #MentomorphMoney #MoneyGames #MoneyCoaching #Teachers #PersonalFinance

In this episode, Shaun Morgan shares his real-world experiences — the good, the bad, and the stressful — of investing in real estate as a teacher. From a risky wholesale deal helping a friend facing foreclosure to buying a triplex in a high-crime area, Shaun breaks down the *true* challenges behind the dream of passive income.

Explore the show notes at:

https://www.teachermoneyshow.com/show78

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Invite me to your school to speak about money!

https://www.shaunkmorgan.com

In this episode you'll learn:

✅ The hidden risks of real estate investing

✅ Why teachers need to approach property investing with caution

✅ The emotional toll of tenant evictions

✅ How inaccurate property valuations can cost you BIG

✅ The critical importance of an emergency fund

✅ Tips for building strong tenant relationships

✅ How to assess if real estate investing is right for you

The point of this episode is not to scare you away from real estate but to give you an accurate view of the downside of real estate. If you proceed with appropriate caution you'll do great!

🎧 **Listen on the go:**

Spotify | Apple Podcasts | Amazon Music | YouTube

#RealEstateInvesting #TeacherMoney #PassiveIncome #RealEstateRisks #FinancialEducation #Teachers #MoneyMindset #FinancialFreedom #PropertyInvesting #WealthBuilding #TeacherFinance #PersonalFinance #FinancialLiteracy