Secrets Mortgage Managers Want First-Time Buyers To Know!

Darragh O'Connor sits down with Louise Lynam, Mortgage Manager at Bank of Ireland to discuss all things mortgages, like:

👉 How much can a first-time buyer borrow

👉 The mortgage approval process, how it works

👉 What is Loan to Value (LTV)? and

👉 Advice on how to ensure your accounts are squeaky clean and

👉 How to get the best mortgage rate you can

This podcast is also available as a video you can watch it here: https://www.youtube.com/watch?v=5p7VG4t1N6E or by jumping to the exact question you need answered via the timestamps below.

Timestamps:

First Steps for First-Time Buyers (0:00)

Understanding Loan to Value (LTV) (2:00)

Eco Mortgage and Energy Efficiency (3:12)

Preparing for the First Mortgage Application (5:13)

Associated Costs Beyond the Mortgage (7:17)

Fixed Rate Mortgages for First-Time Buyers (9:48)

Keeping Bank Accounts Clean (11:20)

Tailored Mortgage Solutions for New Home Buyers (13:03)

Differences Between New and Second-Hand Properties (15:29)

Final Tips for Buyers (16:50)

Secrets Behind Murphy Larkin’s Growth and Success! Regina sits down with Ger Murphy of Murphy Larkin Timber Products Tramore (and Nationwide) to discuss their success as a business, how they achieved it, their offering, what's trending in floors and doors and so much more! 👀

You can find Murphy Larkin and all their products at https://murphylarkin.com/

This podcast is also available as a video here: https://youtu.be/pkS3kZKbAsM or you can jump to exact section you want to listen to via the timestamps below.

Timestamps ⏰

Ger Murphy's Introduction and Business Overview (0:00)

Transition to Online Business and Logistics (1:29)

Continuous Improvement and Customer Feedback (3:03)

Product Offerings and Customer Experience (4:06)

Community and Business in Tramore (6:55)

Current Trends in Home Design (7:55)

Success Factors and Future Plans (8:56)

Engineering Background and Attention to Detail (10:06)

Avoid These Landlord Mistakes That Can Cost You THOUSANDS!

Lee-Ann Corcoran and Maria Clifford of Liberty Blue Estate Agents discuss everything landlords should know in 2025.

This is essential viewing for landlords new and old as some of these landlord mistakes could lead to huge fines!

This podcast is also available as a video here: https://www.youtube.com/watch?v=taUZqZP6u-k

Timestamps ⏰

Landlord Registration Requirements (0:00)

Rent Setting and Rent Pressure Zones (0:58)

BER Certification and Property Standards (2:04)

Lease Agreements and Notice Periods (3:43)

Tax Clearance and Pitfalls for Landlords (6:23)