• The four percent rule: Is it a good retirement strategy?

  • 2024/10/29
  • 再生時間: 26 分
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The four percent rule: Is it a good retirement strategy?

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  • In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Michael Finke, Professor of Wealth Management at the American College of Financial Services, break down everything you need to know about the 4% rule, other retirement strategies, the annuity puzzle, the Monte Carlo analysis, and more. Can I be eligible for Medicare if I am not a U.S. citizen? Find out in our special segment, Ask Bob, where Bob answers the most common retirement and investing questions from our listeners. Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com. 00:20 - The 4% rule: Is it a good retirement strategy? 05:10 - 4-box strategy vs. social security RMD strategy: Which is better? 10:40 - The importance of setting a realistic standard of living in retirement 12:20 - Ask Bob: Can I be eligible for Medicare if I'm not a U.S. citizen? 13:00 - Annuity puzzle: How can people get over their reluctance to buying annuities? 16:20 - Rethinking lifespan and lifestyle: Investing in health 19:40 - Monte Carlo analysis: Pros and cons 22:55 - Ask Bob: Spousal vs. survivor benefits: What's the difference? Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Zach Faulds. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. Michael Finke PhD, CFP® is a professor of wealth management and Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. He received a doctorate in consumer economics from the Ohio State University in 1998 and in finance from the University of Missouri in 2011. He leads the O. Alfred Granum Center for Financial Security at the American College and is a research fellow at the Retirement Income Institute, and a member of the Defined Contribution Institutional Investment Association Academic Advisory Council. Learn more about your ad choices. Visit megaphone.fm/adchoices
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あらすじ・解説

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Michael Finke, Professor of Wealth Management at the American College of Financial Services, break down everything you need to know about the 4% rule, other retirement strategies, the annuity puzzle, the Monte Carlo analysis, and more. Can I be eligible for Medicare if I am not a U.S. citizen? Find out in our special segment, Ask Bob, where Bob answers the most common retirement and investing questions from our listeners. Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com. 00:20 - The 4% rule: Is it a good retirement strategy? 05:10 - 4-box strategy vs. social security RMD strategy: Which is better? 10:40 - The importance of setting a realistic standard of living in retirement 12:20 - Ask Bob: Can I be eligible for Medicare if I'm not a U.S. citizen? 13:00 - Annuity puzzle: How can people get over their reluctance to buying annuities? 16:20 - Rethinking lifespan and lifestyle: Investing in health 19:40 - Monte Carlo analysis: Pros and cons 22:55 - Ask Bob: Spousal vs. survivor benefits: What's the difference? Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Zach Faulds. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. Michael Finke PhD, CFP® is a professor of wealth management and Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. He received a doctorate in consumer economics from the Ohio State University in 1998 and in finance from the University of Missouri in 2011. He leads the O. Alfred Granum Center for Financial Security at the American College and is a research fellow at the Retirement Income Institute, and a member of the Defined Contribution Institutional Investment Association Academic Advisory Council. Learn more about your ad choices. Visit megaphone.fm/adchoices

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