Join host Ray Lucia Jr. as he dives into the fascinating world of whiskey with special guest Sarah Jeltema, a former 911 dispatcher turned whiskey educator and social media influencer.

Highlights:

Embrace Your Passions: Sarah's transition from a career in public service to the whiskey industry highlights the importance of following your passions.

Continuous Learning is Key: Throughout our discussion, Sarah emphasized the value of education and mentorship in her journey.

Community Matters: Sarah's involvement in the whiskey community, particularly her role as the president of Women Who Whiskey San Diego, showcases the importance of building and supporting networks.

Join Ray Lucia Jr. for an episode with friend and colleague, Rick "The Professor" Plum, the Chief Financial Planning Officer of Lucia Capital Group.

Highlights:

• Rick's journey from aspiring pilot to financial planner
• The importance of changing financial strategies as retirement approaches
• Managing emotions and behavior in investing
• Understanding taxes and expenses in retirement

• Subscribe for more episodes and insights!

Follow me on social media: Twitter: @rayluciajr LinkedIn: / rayluciajr Leave a comment below with your thoughts on the episode!

In this episode, we explore Dr. Ghandehari's fascinating and successful life journey as a (legal) Iranian immigrant to becoming an award-winning local dentist at Rancho Bernardo Dental Arts. I promise, this interview is nothing like going to the dentist. We had a great time sipping bourbon and talking business as Kam gives us a peek behind the scenes of the dental industry. You might be surprised by what he shares about the different dentistry business models, the types of products used and how that may impact the quality of care you receive.

Here are some highlights you won't want to miss:

The Journey: Kam recounts his incredible path from a British boarding school in India to dental school at USC, and how his family's legacy in dentistry shaped his career. Fuhgeddaboudit! He even spent some of his childhood in New Jersey.

HMO vs. Private Practice: It’s interesting to hear Kam discuss the stark contrasts between working as a dentist in an HMO setting and running a fee-for-service private practice. I can’t help but think that the business model of the dentist may have a significant impact on the service patients receive. Clearly not all dentistry business models are equal.

Concierge Dentistry: Do you ever get the run around when you need to speak with your healthcare professional? Not in Kam’s world. Learn about Kam's approach to patient care and how he strives to create a personalized experience for everyone.

A Wild Request: Kam shares a hilarious story from his dental school days about a patient with a rather extravagant request for a denture!

Tune in now to hear Dr. Kam Ghandehari's inspiring journey and gain a deeper understanding of the world of dentistry!

Join Ray Lucia Jr. and Chris Thorne for a candid conversation, in which Chris shares his incredible journey from a young dreamer in Phoenix, Arizona, to a seasoned leader in the Navy, and now the CEO of the North San Diego Business Chamber.

In this episode, you'll learn about:

• Chris's early inspirations and military journey
• Lessons learned from serving in the Navy
• Transitioning to civilian life and entrepreneurship
• The importance of caring for people in leadership
• Working with the Gary Sinise Foundation

Subscribe for more episodes and insights! Follow me on social media:

• Twitter: @rayluciajr
• LinkedIn: / rayluciajr

Join Ray Lucia Jr. in this inspiring episode as he welcomes Pete Sciabarra, a retired Navy captain turned business coach. With a remarkable journey from the Naval Academy to leading high-performing business leaders, Pete shares his insights on leadership, integrity, and the importance of people in both military and civilian life.

In this episode, you'll learn about:

• Pete's early influences and his path to the Naval Academy

• The rigorous training and experiences of a Navy pilot

• The transition from military life to the corporate world, including his role at Vistage

• The significance of honor and integrity in leadership

• Key takeaways from Admiral McRaven's book, "The Wisdom of the Bullfrog"

• Whether you're a business leader, an aspiring entrepreneur, or simply interested in personal development, this episode is packed with valuable lessons and inspiration. Don't miss out on the wisdom shared by Pete Sciabarra!

  Subscribe for more episodes and insights!

  Follow me on social media:

  • Twitter: @rayluciajr
  • LinkedIn: https://www.linkedin.com/in/rayluciajr/

  Leave a comment below with your thoughts on the episode!

Join Ray Lucia Jr. as he welcomes his longtime friend and business partner, Mark Scalzo, to the podcast! In this episode, they dive deep into Mark's fascinating journey from investment banker to an international money manager.

Mark shares his experiences at the prestigious Wharton School, his early days at Salomon Brothers during the high-stakes world of investment banking, and the lessons learned while working with industry legends like Ken Fisher and Rick Edelman.

Discover how Mark navigated the tumultuous waters of the 2008 financial crisis, the challenges of

Highlights:

1. Mark's background and education

2. Experiences at Salomon Brothers

3. Working with Ken Fisher and Rick Edelman

4. The impact of the 2008 financial crisis

5. The importance of a disciplined investment process

6. Understanding active share and investment strategies

Don't forget to like, subscribe, and hit the notification bell for more engaging discussions on finance and investing!

Join us for an inspiring episode as Ray Lucia Jr. sits down with Marni von Wilpert, a remarkable woman whose journey has taken her from Scripps Ranch to Africa, New York City, Mississippi, and now back to her hometown as a San Diego City Council member.

Marni shares her experiences in the Peace Corps, her time in law school at Fordham, and her work in Congress, where she learned the ins and outs of public service.

Takeaways:

1. The power of service

2. Listening is key

3. Taking risks for change

In this episode of our podcast, host Ray Lucia Jr. sits down with his cousin, Joe Lucia, to explore Joe's fascinating journey from a young, tenacious wine and spirits entrepreneur to running a $2 billion wealth management firm.

Key Highlights:

1. From Malibu to Milan: Joe takes us through his early days at Pepperdine University, where he lived the "glamping" college life on the beach in Malibu.

2. Building an Empire: Learn how Joe, a young and tenacious entrepreneur, built his own wine import business, forged relationships with major retailers like Costco and Trader Joe's, and became an international global entrepreneur.

3. The Hustle: Joe's stories of flying to Italy, meeting with prestigious wine producers, and hustling 24/7 to grow his business. His journey is a testament to the power of hard work and determination.

4. A New Chapter: Discover how Joe transitioned from the wine and spirits industry to running a $2 billion wealth management firm. He shares the challenges, the learning curve, and the passion that drives him to help others achieve their financial goals.

5. The Bucket Strategy: Joe explains The Bucket Strategy®, a core investment philosophy that has helped countless clients navigate the ups and downs of the market. Whether you're planning for retirement or just starting your investment journey, this strategy is a game-changer.