It’s been a busy couple of weeks of high-stakes decisions and shifting landscapes. Richard and James jump right back into the trenches in the aftermath of the U.S. election, reflecting on the decisive results and how stability, even if brief, has brought some clarity to markets and investors alike. From here, they pivot to the UK budget shake-up, addressing the anxiety it’s sparked across the pond and the potential impacts for British expats in America.

As they dissect market reactions, interest rates, and tax changes, Richard and James keep coming back to a timeless message: stay invested, stay steady, and remember that real financial security is about more than just your portfolio - it’s about building a life that you love. Remember folks, we’ve got one life – take advantage of your health, wealth and time!

Be sure to listen for practical insight with a refreshing reminder to think big picture amid the white noise of the world.

Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

Transferring large amounts of money overseas can incur significantly large fees, if you go through the banks. FX brokers offer faster transactions, better fees and higher security. So how do they do it? And how much is there to be saved? This week for Ask An Expert, Richard is joined by FX broker David Nixon, Senior Partnerships Manager at Currencies Direct.

They explore the process, benefits and FAQs of foreign currency conversion through a broker. You’ll find out how Currencies Direct offer solutions for clients who need to transfer large amounts of money or navigate banking limits. Plus, Richard and David talk about their strategies for navigating the complexities of property transactions in the US.

Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

The S&P 500 recently closed at 5,750, up 20% year-to-date and in defiance of gloomy predictions of a recession late last year. The market is up 60% since the closing low in October 2022. The September jobs report showed 254,000 net new jobs, exceeding expectations and demonstrating continued strength in the labor market, despite slight softening in jobless claims. So what does this mean for you and your financial plans?

To find out, James and Richard don their helmets and gear up for another slog through the trenches, analysing the latest in financial markets and sharing their plans.

It’s the same thing we talk about always on the show: the psychological impact of market highs and lows has to be controlled. Investors fearing a looming crash despite continued growth is a textbook example of what not to do.

Also last week, Republican nominee Trump made an announcement about tax policies for US citizens living abroad; what has he said he’ll do if elected in November and what would the impact be?

For more information and insights on everything we talk about on the show, head to planfirstwealth.com

Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.