Are you waiting for the "perfect time" to buy a home? With so many people holding off for lower interest rates or other reasons, let’s unpack why homeownership might still be the smarter move—right now!

I’m Jan Scott, your Real Estate Mama, and today I’m joined by Rose Rauch, the mortgage gal with Magnolia Mortgage. Rose is my go-to miracle worker when it comes to navigating the world of mortgages, and she’s here to share her wisdom on why owning a home beats renting every time.

Here’s what you’ll learn in this episode:

• The financial benefits of owning a home—including building equity and tax advantages.
• How homeownership fosters stability for your family and strengthens communities.
• Creative financing options for buying a home, even with a small down payment.
• Why the home you buy today can be the stepping stone to your dream home.
• How to create a plan to move from renting to owning—no matter where you are financially.

We’ll also bust some common myths about interest rates and help you see why waiting might cost you more in the long run. Whether you’re ready to buy now or just starting to dream, this episode is packed with insights to get you on the path to homeownership.

Tune in and let’s make sure that lease you’re in now is your last!

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Have Real Estate Questions or Comments?
I’d love to answer them in an upcoming episode! Don’t hesitate to reach out with your real estate questions, whether it’s about buying, selling, or getting your home ready for the market.

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Email: jan@yourrealestatemama.com
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