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Why You Should Get A Credit Card But Watch Out For This Mistake

Why You Should Get A Credit Card But Watch Out For This Mistake

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 I’m not a financial advisor or professional this is my personal experience and opinion on this matter. Credit cards can help you build a good lifestyle if used right. Getting a credit card young is good to start building your score early on. Don’t use more than you have on your checking account though use your credit card as a debit card. 10% is optimal for usage and 30% is a good amount still that said that doesn’t mean you should be spending that much. Do your research but in my opinion credit cards offer good value by offering cash back, points, warranty, insurance, and mainly building your reputation to creditors. Be smart when you use it as it is easy to get excited and spend too much where you would find yourself in debt

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