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The buy-now-pay-later approach to personal finance is a trap. Immediate gratification tricks your brain into devoting a massive portion of your future income to payments for stuff you already purchased and consumed. Jay Rigler spent his 20s being normal, just like the rest of us. He found himself in a never-ending cycle of increasing spending and debt. Then, he decided to take control of his finances and escape the trap.

Delve into the twisted brilliance of "Ricardo's Virus," William Tenn's captivating sci-fi tale where scientific curiosity meets unforeseen consequences. When an ambitious researcher unleashes a pathogen with mind-altering capabilities, humanity faces an evolutionary crisis that challenges the very definition of progress. Tenn's razor-sharp satire and prophetic vision shine in this thought-provoking story that explores the ethical boundaries of manipulation and the unpredictable nature of biological tampering.

Life as a Ph.D. student was supposed to be about research papers, not heart palpitations sparked by a man whose very presence commands attention. Yet, when Michael August, with his enigmatic aura and a fortune vast enough to sway destinies, crosses my path, my world tilts on its axis. A billionaire Italian businessman with influence stretching across continents, Michael embodies the dreams I dared not dream. But it's not just his corporate empire that draws me in—it's the whispers of the man behind the facade.

Through the Lens of Second Chances is an unforgettable story of love, healing, and risking it all for a second chance. Their journey is filled with ethical dilemmas, emotional conflicts, and external pressures Claire Dawson, a therapist who moves to a seaside town for a fresh start after a painful divorce. She unexpectedly develops a romantic connection with the photographer next door neighbor. The fear of small-town gossip Ex-husband who tries to manipulate damage Claire’s credibility.

Embark on a journey through boundless perspectives with Simplifying Complexities that unveil the dynamic power of diversity in problem-solving. Dive into a realm where even the most complex problems are unraveled with enhanced comprehension. Within the chapters of this enlightening book, captivating narratives blend seamlessly with compelling research insights, illuminating a clear path to profound understanding.

How to Become a Public Speaker by William Pittenger is a comprehensive guide designed to equip aspiring speakers with the necessary tools to communicate effectively and persuasively. Written in an engaging and instructive style, the book explores the fundamental principles of oratory, from organizing thoughts with clarity to delivering speeches with confidence and passion.

Logan's life is picture-perfect—until a sex tape goes viral and threatens to destroy everything she's built. But there's one thing no one knows: the woman in the video isn't her. She looks just like Logan, but Logan knows it's not her. When she starts digging for answers, she uncovers a truth she was never supposed to find—a twin sister she never knew existed.

Step into the unsettling world of Philip K. Dick's "Beyond the Door," now available as an immersive audiobook experience. This haunting short story follows a peculiar cuckoo clock with an uncanny consciousness and the tense domestic drama that unfolds around it. When Larry gifts his wife Doris a charming cuckoo clock, he's unaware of the strange bond forming between them. As Larry's jealousy grows and tensions escalate, listeners will be drawn into a tale where ordinary objects harbor extraordinary sentience.

When a space survey team encounters a mysterious automated weapon system on a seemingly abandoned planet, they're drawn into a tense confrontation that challenges their understanding of technology and survival.

I never planned on selling weed to make ends meet while juggling medical school. I certainly didn’t plan on catching feelings for Jordin "Mercy"—a street-smart charmer with a past darker than his flawless caramel skin. He’s got power, money, and enemies, yet somehow, his world feels safer than my own. But loving a man like Jordin isn’t simple. It’s a tightrope walk between devotion and destruction, secrets and survival.

What could lead a little fellow to set a putt-putt course on fire or host a keg party at his parents’ house during high school (when his father was a prominent pastor in town) or defy all odds and become perhaps a combination of the smallest and slowest starting wide receiver in major college football history? And how did that youngster eventually become an NFL agent by accident, meeting his future wife on a steamy asphalt parking lot with a “Hey, what’s your name?

Ben sat down to play a brand-new MMORPG, Eternal Journey Online. Next thing he knew, he had been transformed into his character, first-level Paladin Hawke Lightseeker, and found himself in a corpse-filled cavern complex crawling with monsters and undead. Armed with a sentient sword, Hawke must learn the rules of a reality where magic and power-leveling are as real as swords and knives, and where you only get a limited number of respawns before you die for good.

Ernie has had three grand passions in his long life: his dear wife Phyllis, a vintage Norton Dominator motorcycle, and his mini-me son, Stephen. Now, as dementia overwhelms Ernie and takes away everything he can remember about the everyday, memories of those far away times remain crystalline and cherished. His granddaughter Nina, seventeen, is equally at odds with the everyday. Excluded from college for her lack of concentration, it seems a job in her mother’s green grocers is the best life can ever offer.

THIS JUST IN: HOCKEY BAD BOY AND POP STAR EXTRAORDINAIRE ENGAGED! That was the headline Mia Love wanted. If only she had known the cost to get it. Aleksander Suter has been Mia's best friend since high school—and the only man who's ever been able to truly get under her skin. With his reputation for trouble, searing dark eyes and a smirk that could melt ice, he's also the NHL's favourite bad boy. Now, Mia is putting on a show for the paparazzi and falling too fast for a man who never falls for anyone.

Step into the sterile confines of The Collective: a near-future dystopian society in which scientists have unlocked the secrets to long life. The pinnacle of perfection, Ethereals are the best humanity has to offer and so much more. However, only the wealthy may attain the status of Ethereal through costly genetic enhancements, creating a stark divide between unmodified humans, heavily indoctrinated Reapers, and their Ethereal counterparts. Three worlds collide when one woman dares defy her predestined role in society.

There are three major players in the game of life and death, and they show no mercy when it comes to gaining more money and power. The Jade Dragon Triad makes moves to eliminate the Castiello family and Lords of Chaos MC right when they’re at their most vulnerable. Mixed in with the heat of battle is heat in the pursuit of love and passion. Da Han Mujin, the Dragon Head of the Triad, and his loyal wife are determined to get their sexy bodyguard, Jun De Valentino, between their sheets. Can Jun De continue to refuse them or will he succumb to their intense seduction?

In The Achievement Diet, you will discover a powerful nutritional approach which will optimize your mental clarity and performance, allowing for maximal productivity and achievement. By blending intermittent fasting with a high-protein, low-carb diet, this book shows you how to take control of your central nervous system, supercharge your motivation and reward pathways, and accomplish more than ever before.

This book collects a magnificent set of works by Russian classical authors: Alexander Pushkin, Nikolai Gogol, Fyodor Dostoevsky, Anton Chekhov, Leo Tolstoy, Mikhail Bulgakov. Each original story, springing from a common creative heritage, delivers a glimpse of the immortal Russian Soul and has influenced modern literary trends. These stories are interesting to their core and will bring pleasure to readers. Get ready to immerse yourself within these immortal works that have long been counted among the best of classic world literature: Fyodor Dostoevsky.

Gavin has been toying with mortals' lust and desire for longer than he can remember. He's ditched the wings and silly bow and arrows in exchange for something more powerful: a dating app he designed called Cupid's Arrow. Valentine's is Gavin's favorite night of the year, and Cupid's Arrow is hosting a singles event at the hottest club in town. Gavin is ready to sit back and watch the fun—until she walks in.

Stuy wanted to play the drums just like his mom, a founding member of the punk band The Bed-Stuy Magic Dusters. With his mother as his teacher, Stuy starts busking in the subway with his friends Dunks, Alexis, Keith, and Frankie under the name Soundtrack. To everyone’s surprise, including their own, they become an underground sensation, and their success changes the course of their lives.