If you have federal student loans, 2025 is shaping up to be a year of major changes—and you need to be prepared. In this episode of the Teacher Money Show, I sit down with student loan expert Andrew Paulson to break down the latest updates affecting teachers and anyone with federal student loans.

Explore the show notes at:

https://www.teachermoneyshow.com/show81

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Contact Andrew to get Student Loan Advice! (Referral link)

https://studentloanadvice.com/tms

We cover:

✅ The future of the SAVE repayment plan

✅ Delays in income certification for IBR, ICR, and PAYE

✅ What the Department of Education shake-up means for you

✅ Why PSLF is likely safe (for now)

✅ Smart strategies for refinancing and backup planning

Whether you’re pursuing Public Service Loan Forgiveness (PSLF), enrolled in an IDR plan, or considering refinancing, this conversation gives you the tools to make informed decisions and protect your financial future.

🔗 Key Resources & Action Items:

Download your full loan history from studentaid.gov

Explore alternatives to SAVE (IBR, PAYE, ICR)

Review your budget for potential payment increases

Set up a “side fund” to stay ahead of changes

Consider refinancing if forgiveness isn’t your path

📈 Don’t let student loan changes catch you off guard—hit play to stay informed and stay empowered!

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