The United States healthcare system stands as a complex, multifaceted entity, distinguished by its mixed-payer structure and exceptionally high levels of expenditure.
Despite this significant financial investment, the system often yields suboptimal and inequitable health outcomes when compared to other high-income nations. This report provides a detailed description of the U.S. healthcare system, encompassing its structure, financing mechanisms, key stakeholders, and major coverage programs. It critically evaluates the system's performance, highlighting pervasive challenges such as persistent barriers to access and affordability, considerable administrative inefficiencies that contribute to waste, and profound health disparities linked to socioeconomic status, race, ethnicity, and geography.
The analysis reveals that these challenges are deeply interconnected, stemming from structural features including inherent conflicts of interest within a market-driven framework, significant fragmentation, and an ongoing societal debate regarding the government's role in healthcare. The report underscores the unsustainable trajectory of cost growth, the paradox of high out-of-pocket spending despite widespread insurance coverage, and the impact of payment systems that often incentivize service volume over value. Furthermore, the profound influence of social determinants of health (SDOH) is examined as a critical factor shaping health outcomes and exacerbating inequities.
In response to these multifaceted issues, this report outlines pathways toward a higher-performing healthcare system. These pathways are guided by foundational principles of universal coverage, affordability, equity, quality, and efficiency. Key recommendations include strengthening existing coverage mechanisms like the Affordable Care Act (ACA), exploring innovative models such as public insurance options, and implementing robust cost-control measures. These measures involve promoting value-based care, enabling drug price negotiation, and significantly reducing administrative burdens. Crucially, the report emphasizes the necessity of improving care quality through investments in primary and preventive care, optimizing health information technology, and enhancing care coordination. Advancing health equity requires targeted interventions for underserved populations, a concerted effort to address SDOH through cross-sectoral collaboration, and the promotion of culturally competent care and health literacy. Finally, strengthening the public health infrastructure is identified as essential for population health improvement and preparedness. The report concludes with a call for sustained, courageous, and evidence-informed reforms from all stakeholders to transform the U.S. healthcare system into one that is affordable, accessible, equitable, and delivers high-quality care for all Americans.