Critical Financial Steps to Take Before You Retire – Chris Boyd and Jeff Perry discuss
a list of items that should be considered before you retire. On the top of the list is
figuring out what role working part-time will play after you retire from your fulltime
work. The conversation turns to Social Security planning and how it fits into the overall
retirement income puzzle. Jeff warns listeners of the impact of failing to plan for future
inflation. Chris shares his thoughts why it is so critical to identify your own retirement
income style before you retire and suggests that people should practice spending in the
context of your retirement budget. The last step people should take as they are
approaching retirement is to start structuring their portfolio for retirement. Chris
summarizes why all these items are critical to a successful financial plan. Please see
below links to two related articles reference in this podcast.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

https://www.morningstar.com/retirement/5-critical-financial-steps-take-before-you-retire

https://www.gobankingrates.com/retirement/planning/ways-retirees-can-be-better-
prepared-when-inflation-skyrockets/

Why Investors Missed Out on 15% – Chris Boyd and Jeff Perry open this episode with
an update on the opening of a new office location in Hyannis for the AMR Team. They
also discuss the recent Federal Budget deal and what it may mean after the November
election. Chris and Jeff next review a recent Morningstar article titled “How can
investors capture a greater share of their funds total returns in the future” (see link to the
article below). The dialogue shifts to an in-depth look at how behavioral and
psychological factors can harm investment performance. The conversation also includes
an overview of the financial principles of asset allocation, diversification, and
rebalancing.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

https://www.morningstar.com/personal-finance/fund-investors-who-kept-it-simple-
captured-more-return

10 Ways Retirees Can Be Better Prepared When Inflation Skyrockets – Jeff Perry
asks Chris Boyd about a recent news article that Chris was quote in. The
GoBankingRates article discusses how retirees can be prepared for inflation with forward
thinking and some simple financial strategies (see article at the link below). Topics
covered include Designing Your Retirement Portfolio Intentionally & Asset Allocation,
Delaying Social Security If You Can, Considering Part-Time Work, Not Chasing Income,
Revisiting Your Medicare Plan, Considering Downsizing or Relocating, Cutting
Overlooked Expenses, and the question of Should You Drop Your Life Insurance. Chris
closes out the podcast with a reminder of the upcoming College Planning webinar
scheduled for September 24th (see link below)

https://www.gobankingrates.com/retirement/planning/ways-retirees-can-be-better-
prepared-when-inflation-skyrockets/

For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr

To register for our College Planning Webinar, click the link below:
https://attendee.gotowebinar.com/register/3777108755579750751